USDA Vs. FHA your options comparison in New-Bern, Craven County, NC
For the year 2025, the USDA loan limit set in New-Bern, located in Craven county, NC, is $285,000. In contrast, the FHA limit for securing a single-family home stands at $356,362.
Explore how Lendersa®'s USDA loan comparison tool can assist you in evaluating the current USDA versus FHA optimal rates while identifying the required income, credit score, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator presents a parallel comparison of USDA, FHA, Conforming, and VA loans, empowering you to decide which option in Alabama is the most suitable for your unique financial circumstances.
2025 Loan Bounds and Down Payment Guidelines in New-Bern, Craven county, NC
Type of Loan
Maximum Limit
Required Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in New-Bern, NC
Lendersa® aims to quickly secure you the most favorable USDA or FHA loan with minimal complexity. Choose from three initial pathways that align you with lenders and USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, is also referred to as a USDA rural development mortgage. It is applicable only in rural zones. Unlike FHA loans necessitating at least a 3.5% initial payment, a USDA mortgage does not require any down payment.
Atlantic Bay Mortgage Group® is a privately owned national mortgage lender headquartered in Virginia Beach, Virginia with over 800 associates and is licensed in 23 states and growing. Atlantic Bay has helped over 130,000 families find the home of their dreams Atlantic Bay has received several top recognitions.
581 Technology Park Suite 1001, Lake Mary, FL, 32746
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1400 International Pkwy S, Suite 1000, Lake Mary, FL, 32746
RP Funding is a Direct Mortgage Lender helping home buyers save thousands in lender fees when getting a mortgage. RP Funding offers the guaranteed lowest interest rates and customers pay NO lender fees. Customer satisfaction is our #1 goal. That is why every question, concern or complaint is reviewed directly by the CEO Robert Palmer.
1331 S International Parkway, Ste 2251, Lake Mary, FL, 32746
Certified Mortgage Planners is focused on helping our clients build a strong financial position through careful management of equity, the proper use of capital, and a dedication to maximizing their rate of return. We take a consultative approach to helping our clients develop a mortgage strategy that encompasses your overall long
2024 E Pinetree Blvd, Suite C, Thomasville, GA, 31792
Peoples Choice helps borrowers with obtaining mortgage financing that best suits their financial needs and goals. We offer over 150 loan programs from lenders across America. Chances are we can help you find a loan that best fits your financial needs with low costs and competitive interest rates.
The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.
Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.
Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.
Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients.
With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.
