For the year 2025, the USDA loan limit set in New-Bern, located in Craven county, NC, is $285,000. In contrast, the FHA limit for securing a single-family home stands at $356,362.
Explore how Lendersa®'s USDA loan comparison tool can assist you in evaluating the current USDA versus FHA optimal rates while identifying the required income, credit score, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator presents a parallel comparison of USDA, FHA, Conforming, and VA loans, empowering you to decide which option in Alabama is the most suitable for your unique financial circumstances.
2025 Loan Bounds and Down Payment Guidelines in New-Bern, Craven county, NC
Type of Loan
Maximum Limit
Required Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in New-Bern, NC
Lendersa® aims to quickly secure you the most favorable USDA or FHA loan with minimal complexity. Choose from three initial pathways that align you with lenders and USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, is also referred to as a USDA rural development mortgage. It is applicable only in rural zones. Unlike FHA loans necessitating at least a 3.5% initial payment, a USDA mortgage does not require any down payment.
6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.
"The commercial lending market in El Paso, Texas is as
diverse as the people who populate this city. Our vision
of providing premier, non-traditional lending services is
uniquely designed to serve the needs for El Paso, Texas.Our
commitment to you is to deliver these services through our
philosophy of working creatively with our clients."
Home Plate Mortgage was established in 2018. Home Plate Mortgage is owned and operated by Gilbert Madrid. Gilbert has been a Residential Mortgage Loan Originator for over 9yrs. Home Plate Mortgage specializes in VA, FHA, Conventional and USDA loans. They have a wide range of programs to fit your mortgage needs
Mountain Star Federal Credit Union (MSFCU) was formed in 1935 to help serve the financial needs of its members/owners. Our commitment to members needs has resulted in 80 years of success. Today, our credit union is one of the strongest financial institutions in West Texas and Southern New Mexico.
2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903
Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.
920 N Telshor Blvd, Suite B, Las Cruces, NM, 88011
At Precision Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry & can help you reach your short- and long-term goals. Our local specialists have the resources of a huge national mortgage company & the friendly attitude of your neighbors.
V.P. Clarence Company is the oldest and largest privately-held full service commercial mortgage banking firm serving its clients in West Texas and New Mexico. V.P. Clarence Company is proud of its long history representing many of the most successful and respected developers and commercial property owners in the region.
Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.
Neighborhood Mortgage LLC is El Paso owned & provides loans when other lenders cannot.We pride ourselves in providing the best rates available to get your loan approved when it matters most. We’ve worked hard to make El Paso’s dreams of home ownership a reality.You can count on our El Paso, TX team to help you take out a private home loan.
