USDA Loan Vs. FHA loan for New-Bern, NC [Craven County ]

In 2025, USDA loan limit in New-Bern, county of Craven, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in New-Bern, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(937) 236-2562 Lender's profile and map Reviews DayMet Credit Union 4988 Wagner Ford Road, Dayton, OH, 45414 DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.
(937) 643-2160 Lender's profile and map Reviews Day Air Credit Union 3434 York Commons Blvd, Dayton, OH, 45414 Day Air Credit Union, a not-for-profit, full-service financial institution that serves businesses and residents of the Dayton community in southwest Ohio. In addition to our six full-service locations, credit Union members have access to thousands of surcharge-free ATMs and shared branches nationwide.
(937) 264-9150 Lender's profile and map Reviews C & G Mortgage 4165 Little York Rd., Dayton, OH, 45414 At C & G Mortgage. We are a full service mortgage company based in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle, , Ohio. We specialize in FHA loans, First Time Home buyer, in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle
(814) 746-1137 Lender's profile and map Reviews Landmark Mortgage Group, Erie Branch- Mortgage Alie 410 Cranberry St, Suite 130, Erie, PA, 16507 I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.
(256) 237-4259 Lender's profile and map Reviews Northeast Alabama Postal FCU 200 S Quintard Ave, Anniston, AL, 36202 In 1955, several employees of the Anniston, Alabama, Post Office agreed that it would be a benefit for all of the employees to form a credit union. They assembled a group of twenty-five, and in July 1956, were chartered as the Northeast Alabama Federal Credit Union. In the years since, we have grown to 1186 members, with over $15 Million in assets.
(860) 671-8601 Lender's profile and map Reviews Harbour Mortgage Group 163 S. Broad St, Suite 11, Pawcatuck, CT, 06379 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(321) 877-4077 Lender's profile and map Reviews PhoneOps Funding, LLC 956 N Cocoa Blvd, Suite 1101, Cocoa, FL, 32922 PhoneOps is a Mortgage Company that provides financing for individuals that want to buy a home or investment property as well as individuals that want to refinance a home or investment property. We have many types of programs available including 100% Financing and we go down to a 500 FICO score for some of our program.
(860) 560-9036 Lender's profile and map Reviews Metropolitan District Employees Credit Union 250 Murphy Road, Hartford, CT, 06114 The Metropolitan District Employees' Credit Union (MDECU) was founded for and by the employees of the MDC in 1955 to serve the financial needs of the MDC employees and their families. In the first quarter of 2004, the field of membership was extended as defined by the General State Statutes TO INCLUDE employees.
(860) 246-5236 Lender's profile and map Reviews Hartford Firefighters Federal Credit Union 776 Maple Avenue, Hartford, CT, 06114 We are a cooperative, a group of people who’ve joined together to develop our own organization for checking, savings, and borrowing money. Each member has one vote, and for over almost 70 years– we have offered financial opportunities to Hartford firefighters active or retired and their families.