USDA Loan Vs. FHA loan for James-City, NC [Craven County ]

In 2025, the USDA loan limit in James-City, within Craven county of NC, stands at $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Explore today's top USDA vs. FHA rates using the Lendersa® USDA loan calculator. Identify the required income, credit levels, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in that best fits your financial needs.

USDA and FHA Loan Programs in James-City, NC

Lendersa® aims to quickly offer you the best USDA or FHA loan without hassle. Select from three starting options to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in NC

A USDA home loan is backed by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage. Available solely in rural neighborhoods, this loan requires no down payment, contrasting FHA loans, which require at least a 3.5% down payment, thus making it more attractive to eligible rural homebuyers.

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(270) 443-5261 Lender's profile and map Reviews Signet Federal Credit Union 1600 Clark Street, Paducah, KY, 42003 We're a nonprofit banking solution with a long standing commitment to the financial health and wellness of our community. We serve 11 counties throughout western Kentucky, providing savings, checking accounts, home loans, car loans and retirement planning options. With no stockholders or investors, Signet has the privilege
(270) 442-0789 Lender's profile and map Reviews C-Plant Credit Union 3201 Wayne Sullivan Drive, Paducah, KY, 42003 C-Plant Federal Credit Union is a not-for-profit financial cooperative dedicated to meeting the financial needs of its members. For over 70 years, we have striven to help the hard-working residents of Western Kentucky make the most of their money through friendly service and innovative financial products.
(855) 842-5626 Lender's profile and map Reviews Globelend Capital 1111 Park Center Blvd, Suite 425, Miami, FL, 33169 At Globelend we understand your need for money. More importantly, we understand the urgency that comes with the need, especially for small and medium sized businesses. Our goal is to make sure you can access the cash you need when you need it. We provide quick approvals and even same day funding in some cases.
(305) 741-2772 Lender's profile and map Reviews United Mortgage of Florida LLC 18503 Pines Blvd, Suite 310, Pembroke Pines, FL, 33029 We take the extra time to educate you first, guided by the principles of transparency, accuracy, and responsiveness; using technology to leverage communication, documentation, and workflows; and supported by the top lending partners in the industry. Our team is composed of real estate experts who will work with your realtor to help you
(914) 826-1867 Lender's profile and map Reviews ALTO Capital 1031 N Miami Beach, Blvd, North Miami Beach, FL, 33162 At Alto Capital, we’re the private lender of choice in the U.S. for real estate investors and developers who need fast capital, clear terms, and a team that truly understands the business. With over 15 years of experience, Alto Capital is the premier lender connecting private capital with solid real estate investments across the United States.
(305) 354-3800 Lender's profile and map Reviews Bridge Mortgage Bankers Inc 998 NE 167th Street, Miami, FL, 33162 Bridge Mortgage Bankers and its all-star team of professionals are well known for putting the customer first. We have an outstanding reputation amongst the thousands of homebuyers we have served and our mortgage banking illuminates our blossoming success. As a mortgage banker, Bridge Mortgage Banking Loans can offer faster loan processing
(305) 653-1383 Lender's profile and map Reviews Ethics Mortgage LLC 633 Ne 167th St, Suite 1019, North Miami Beach, FL, 33162 ETHICS MORTGAGE is a full-service mortgage company serving the entire state of Florida with expertise in every area of home mortgage lending from purchase to refinance to construction lending. We offer the best mortgage rates in Florida. A decision to purchase a home can be stressful. Buying a home is a big step.
(662) 327-9450 Lender's profile and map Reviews Triangle Federal Credit Union 2330 Highway 45 North, Columbus, MS, 39705 Triangle Federal Credit Union was chartered in 1959 under the name of Columbus Air Force Base Federal Credit Union to serve the active and retired military personnel of CAFB. More than 60 years later, our home office remains on CAFB where we proudly continue serving those who serve.
(618) 395-8541 Lender's profile and map Reviews First National Bank in Olney 101 E. Main St., Olney, IL, 62450 The First National Bank in Olney is an independent, locally owned and managed provider of financial services that is dedicated to serving Richland, Clay, Crawford and Jasper Counties with quality products and services designed to maintain a profitable relationship with its customer base, and to support our role in attracting.
(618) 899-7792 Lender's profile and map Reviews MBN Services Corp, Inc 1901 Sarah Dr, Olney, IL, 62450 With hundreds of mortgage branch and loan officer employment opportunities out there, making a choice on who to sign up with is not an easy task! MBN SERVICES CORP, Inc is here to help save you time, energy and money trying to find the best mortgage branch and/or loan officer employment opportunity that will fit YOUR needs at NO COST to you!
(270) 247-6458 Lender's profile and map Reviews Your hometown federal credit union 2338 State Route 45 N, Mayfield, KY, 42066 Your Hometown Federal Credit Union has been open since 1965. The credit union has assets totaling $27.24 Million and provides banking services to more than 2,000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(270) 247-1403 Lender's profile and map Reviews First Kentucky Bank 223 South 6th Street, Mayfield, KY, 42066 First Kentucky Bank was founded in Mayfield, Kentucky, on March 6, 1899, as The Exchange Bank. First Kentucky Bank was established with a foundation of community-minded service and professional excellence that has allowed it to grow throughout its rich history, in times of both prosperity and adversity.