USDA Vs. FHA your options comparison in Brices-Creek, Craven County, NC
For 2025, the USDA loan limit in Brices-Creek, Craven County, NC is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess and compare today's USDA versus FHA rates, determining needed income, credit reserves, and documentation for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA loans side by side, helping you pick the best option for your financial scenario in .
Loan Limits and Downpayment Requirements for 2025 in Brices-Creek, Craven County, NC
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Brices-Creek, NC
The aim of Lendersa® is to quickly and effortlessly provide you with the best USDA or FHA loans. Choose one of three starting paths to connect with lenders and USDA loan programs.
A USDA home loan, also known as a rural development loan, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, enhancing accessibility for eligible borrowers.
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