USDA and FHA Pro and Con in Havelock, Craven County, NC
During 2025, the USDA loan cap in Havelock, situated in Craven county, NC, is $336,500. Conversely, the FHA cap for single-family homes is set at $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans simultaneously, assisting you in selecting the ideal program for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Havelock, Craven, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Havelock, NC
Lendersa® aims to secure the most suitable USDA or FHA loan for you quickly and without hassle. Choose from three starting points to find lenders and USDA loan offerings.
A USDA home loan is backed by the government's Department of Agriculture, commonly called a USDA rural development loan or mortgage, and is designed for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
We understand that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home. We’re here for you. We’re Always Available.
Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments
Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.
"LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender.
Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"
CORE Financial, is ready to give you and your loan the service and attention it deserves. We have 15 years of experience at your service. We make it our mission to keep you headache-free during your entire loan process. Whether this is your first financing, a loan for remodeling, refinancing your home, or just simple debt consolidation
Eastern Indiana Federal Credit Union was originally chartered in 1950 as Chrysler Employees Federal Credit Union. The Credit Union was created to provide for the basic financial needs that would not have otherwise been met. For most people, our founding and its circumstances have been long forgotten.
Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.
At Money Options Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select . on your behalf to help you achieve your dream of homeownership.
Riverview Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
Spirides Hospitality Finance Company provides mortgages and loans for owners of all types of hotels across the United States so they may obtain the capital they require to fund new construction & development, acquisition, debt refinancing, and renovation projects. With loan amounts ranging from $2, 000, 000 to $50, 000, 000
Introducing LoanLocker: where speed meets flexibility in private lending. We specialize in funding both residential and commercial projects swiftly and efficiently. Ideal for investors and developers, our custom solutions are designed to meet diverse needs. With expert guidance and personalized services, LoanLocker ensures your projects are funded
