USDA Vs. FHA your options comparison in Havelock, Craven County, NC

During 2025, the USDA loan cap in Havelock, situated in Craven county, NC, is $336,500. Conversely, the FHA cap for single-family homes is set at $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans simultaneously, assisting you in selecting the ideal program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Havelock, Craven, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Havelock, NC

Lendersa® aims to secure the most suitable USDA or FHA loan for you quickly and without hassle. Choose from three starting points to find lenders and USDA loan offerings.

Matching results for Lendersa USDA loan requests

Understanding USDA Loans in NC

A USDA home loan is backed by the government's Department of Agriculture, commonly called a USDA rural development loan or mortgage, and is designed for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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