USDA Loan Vs. FHA loan for Pleasant-Garden, NC [ best of 2023]

In 2025, USDA loan limit in Pleasant-Garden, county of Guilford, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pleasant-Garden, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(615) 515-1700 397 miles Lender's profile and map Reviews Truxton Trust Company 4525 Harding Road, Suite 300, Nashville, TN, 37205 Truxton Trust opened for business in August 2004, after raising initial capital of $20 million. We started with a nucleus of veteran private bankers, wealth advisors, and treasury management professionals all led by our founding chairman, the late Donald (Don) W. Thurmond, who, along with our other organizers (founding shareholders), shared a commo
(615) 292-7828 397 miles Lender's profile and map Reviews St. Thomas Credit Union 4230 Harding Pike, Suite 103, Nashville, TN, 37205 Since 1959, St. Thomas Credit Union has been dedicated to growth & improvement through expansion of our financial products, knowledge and services. St. Thomas Credit Union realized that our sister credit union, St. Thomas Federal Credit Union in the Virgin Islands was hit hard by the recent hurricanes.
(765) 935-5222 397 miles Lender's profile and map Reviews Wayne Bank 145 W Main St, Cambridge City, IN, 47327 Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,
(570) 546-2211 397 miles Lender's profile and map Reviews The Muncy Bank and Trust Company 2 N Main Street, Muncy, PA, 17756 The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
(570) 546-2333 397 miles Lender's profile and map Reviews PALCO Federal Credit Union 191 Chad Road, Muncy, PA, 17756 PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
(440) 233-8800 397 miles Lender's profile and map Reviews Buckeye Community Bank 105 Sheffield Center, Lorain, OH, 44055 Founded in 1999, Buckeye Community Bank was created as an independent, locally owned community bank positioned to serve the local business community better than any other bank. Through relationships built with trust and service, we work with our clients to ensure that they can grow.
(812) 358-4000 398 miles Lender's profile and map Reviews The Peoples Bank 100 N. Main St., Brownstown, IN, 47220 Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown. The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
(610) 351-9970 398 miles Lender's profile and map Reviews QUAINT OAK MORTGAGE, LLC 1710 Union Boulevard, Allentown, PA, 18109 Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.
(931) 363-1796 398 miles Lender's profile and map Reviews Bank of Frankewing PO Box 1, Frankewing, TN, 38459 Bank of Frankewing, a 100-year-old financial services institution, serves southern, middle Tennessee and northern Alabama with personalized, friendly banking opportunities. Bank of Frankewing is an independent institution focusing on the needs of our communities by offering a comprehensive range of personal and business banking services
(440) 282-6188 398 miles Lender's profile and map Reviews First Federal Savings of Lorain 3721 Oberlin Ave, Lorain, OH, 44053 First Federal Savings and Loan Association of Lorain originations date back to 1921, when a financial institution called Lake Erie Savings and Loan Company was formed. The mission of this newly formed company was to provide home ownership and a safe harbor for their customers’ life savings. In 1938
(615) 540-2500 399 miles Lender's profile and map Reviews Equity Plus Mortgage Inc 4121 Clarksville Pike, Nashville, TN, 37218 Equity Plus Mortgage in Nashville, Tennessee specializes in helping aspiring homeowners and existing homeowners. We focus on all types of mortgage products that are tailored to fit your personal need. We specialize in mortgage products for new home purchases and Refinancing your existing home to help lower your monthly payment and save money.