In 2025, the USDA loan limit for Pleasant-Garden, within Guilford county, NC, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA vs. FHA rates, and determine the necessary income, credit levels, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three initial pathways to connect with lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available solely in rural areas. It differs from FHA loans, which require a minimum 3.5% down payment, as USDA loans require no down payment, enhancing accessibility for eligible rural buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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