USDA VS FHA in Jamestown, Guilford County, NC

During 2025, the USDA loan limit for a single-family home in Jamestown, located in Guilford County, NC, is $336,500, whereas the FHA limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .

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Loan Limits and Downpayment Requirements for 2025 in Jamestown, Guilford County, NC

Loan Type Loan Limit Downpayment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Jamestown, NC

Lendersa® aims to swiftly and seamlessly provide you with the best USDA or FHA loan. Choose one of three starting options to find matching lenders and USDA loan programs that fit your needs.

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What is a USDA Loan in NC?

A USDA home loan, often called a USDA mortgage or rural development loan, is guaranteed by the government's Department of Agriculture, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% downpayment, USDA loans require no down payment at all, making them accessible for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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