USDA and FHA Pro and Con in Jamestown, Guilford County, NC
During 2026, the USDA loan limit for a single-family home in Jamestown, located in Guilford County, NC, is $336,500, whereas the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2026 in Jamestown, Guilford County, NC
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jamestown, NC
Lendersa® aims to swiftly and seamlessly provide you with the best USDA or FHA loan. Choose one of three starting options to find matching lenders and USDA loan programs that fit your needs.
A USDA home loan, often called a USDA mortgage or rural development loan, is guaranteed by the government's Department of Agriculture, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% downpayment, USDA loans require no down payment at all, making them accessible for eligible applicants.
4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
Lends in North Carolina
Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.
Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.
We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group
2201 Eastchester Drive, Suite 107, High Point, NC, 27265
Lends in North Carolina
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
211 West Lexington Avenue, Suite 101, High Point, NC, 27262
Lends in North Carolina
Tideline Financial Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of North Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers
Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410
Lends in North Carolina
Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.
