USDA Vs. FHA Pro and Con comparison in Jamestown, Guilford County, NC
During 2025, the USDA loan limit for a single-family home in Jamestown, located in Guilford County, NC, is $336,500, whereas the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Jamestown, Guilford County, NC
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jamestown, NC
Lendersa® aims to swiftly and seamlessly provide you with the best USDA or FHA loan. Choose one of three starting options to find matching lenders and USDA loan programs that fit your needs.
A USDA home loan, often called a USDA mortgage or rural development loan, is guaranteed by the government's Department of Agriculture, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% downpayment, USDA loans require no down payment at all, making them accessible for eligible applicants.
Little City Investments provides quick, straightforward hard money loans for residential and commercial real estate in Austin and Houston, Texas. Our hard money loans are an excellent alternative to bank financing because they’re primarily based on property value instead of personal creditworthiness
6500 River Place Blvd, Building 7, Suite 250, Austin, TX, 78730
360mtg are a privately owned mortgage bank, founded in 2007. Our staff utilize a state-of-the-art paperless technology which encompasses all departments from origination through securitization. 360 Mortgage Group has strategically recruited underwriters from across the country to bring their local market expertise to the underwriting pool.
6500 River Place Blvd, Suite 250 Bldg 7, Austin, TX, 78730
Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day, and we do it best by consistently exceeding our customers’ expectations with integrity, authenticity, superior customer satisfaction
6500 Riverplace Blvd, Building 7, Suite 250, Austin, TX, 78730
Wiser Lending is to provide our clients with a mortgage experience that provides the best rates, lowest costs and customer service that is second to none.We will strive to educate each of our clients to empower them to make a sound financial decision.We will maintain our focus on their individual needs to ensure that when their loan closes.
Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.
1801 S MoPac Expressway, Suite 212, Austin, TX, 78746
We take the stress out of the home loan process. Whether you are in Austin or relocating to the area, we will make the home loan process as seamless as possible. * We average 15 day closings! This is a great negotiating tool for your Realtor when making an offer on your behalf. With Austin's hot real estate marking,
901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our
3600 N Capital of Texas Hwy, Bldg B, Suite 120, Austin, TX, 78746
CCG Capital makes asset-based loans for commercial and non-owner occupied residential real estate projects. Our commitment is to provide fast and flexible solutions to each borrower's unique and unconventional financing requirements.Reputable Texas based construction lending and investor fund management.
1406 Camp Craft Rd, Suite 200-D, Austin, TX, 78746
Austin Private Funding is a private real estate finance company that provides hard money lending for commercial and non-owner occupied residential properties. Our years of experience in real estate investing and financing allow us to appreciate the complexities involved in real estate transactions.
