USDA Vs. FHA Pro and Con comparison in Rockingham, Richmond County, NC
In 2025, the USDA loan limit for Rockingham, located in Richmond, NC, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in Rockingham, Richmond, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rockingham, NC
Lendersa® strives to quickly provide you with the best USDA or FHA loan effortlessly. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—commonly known as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.
The mission of the Ontario Public Employee's Federal Credit Union is to provide the friendly and convenient financial services that best meet the needs of the members while maintaining the financial soundness and stability required to protect the members investment. Ontario Public Employees Federal Credit Union/
537 North Euclid Avenue, Suite 100, Ontario, CA, 91762
Raybon Mortgage has evolved into a full fletched Real Estate Mortgage entity with excellent service and a dedication to "Holding the Key" to our clients home. Serving the Inland Empire, Los Angeles, Riverside, and San Diego Counties for almost 20 years. We just recently moved into our offices centrally located in Downtown Ontario, California.
California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Greystone Loans, Inc. can help Buying or refinancing a house can be a huge task. Let us lead you to the loan program that's right for you. We have a team of mortgage experts to walk you through this important financial decision. For assistance in locating the right loan program for you
HomeStart is able to represent you with any Real Estate Services, Real Estate Agents or Mortgage Brokers.. Our goal is to focus on your immediate needs and structure a Plan to meet your goal. Let's face it, having face to face time weather it be an Office, Home visit, we want the opportunity to discuss and plan a program that is right for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Welcome to Corona Mortgage, a professional mortgage company specializing in residential mortgages. At Corona Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
Oceans Mortgage has seen significant growth in the last few years.We believe in not just guiding a loan through the process,but in truly helping our clients, & investing in technology to simplify the loan process.We are constantly innovating and rolling out new products,resources & solutions that further cement our commitment to customer servi
Chaffey Federal Credit Union (CFCU) has provided personal financial solutions and quality service since 1964. As a not-for-profit, federally chartered, full service financial institution owned entirely by our members, our main objective is to help our member/owners achieve and maintain financial well-being.
