In 2026, the USDA loan limit for Rockingham, located in Richmond, NC, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial circumstances in Alabama.
2026 Loan Limits and Down Payment Requirements in Rockingham, Richmond, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rockingham, NC
Lendersa® strives to quickly provide you with the best USDA or FHA loan effortlessly. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—commonly known as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.
999 Corporate Dr, Suite 180, Ladera Ranch, CA, 92694
Truss Financial Group has persevered through one of the most detrimental market collapses ever and we've done so by forming Strategic Referral Partnerships with Realtors, CPAs, and Financial Planners. Their clients become our clients and in every instance we do our absolute best to earn their trust.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
Loangevity Mortgage is here for the long run all types of loans, for all people, for all situations. We are your lender for life. Life is about longevity. Loans are about Loangevity. Our mission is to help you with your first loan, your last loan, and all loans in between we offer Conventional, Jumbo, FHA, VA, and Foreign National Loans and more.
Al's Shop Our base core has always been service. We dont measure our success by the number of closed loans; we measure success by the experience you receive when you apply for a mortgage with us. There are a lot of mortgage companies and we know you have a lot of choices. We look forward to the chance to earn your business.
111 Corporate Drive, Suite 235, Ladera Ranch, CA, 92694
United Pacific Mortgage offers competitively priced residential mortgage solutions to customers throughout the United States. Our goal is to deliver complete customer satisfaction by offering a professional, fast, and reliable service. We take a great interest in helping each client reach their financial goals.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
The Mortgage Advisory is a Direct Lender. We pride ourselves on high integrity service, trust and fast solutions. With our customized mortgage products, we allow you to make informed decisions for a more satisfying experience and also specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
Dave Financial is a team of dedicated professionals who care deeply about our clients. Together, we have over 100 years of combined experience in mortgage lending. There are six (6) licensed LO’s on the team and one (1) bilingual processor. Each member of the team is committed to providing an honest, well-communicated.
111 Corporate Drive, #270, Ladera Ranch, CA, 92694
"Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California. We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
1238 Puerta Del Sol, Suite 2-E, San Clemente, CA, 92673
We take great pride in delivering top-quality customer service with honesty, clear communication, and the utmost integrity. LifeSource Mortgage is licensed to cover all your residential mortgage needs throughout the state of California, Colorado and Idaho. We offer a variety of home loan options including traditional fixed-rate mortgages etc.
635 Camino de los Mares, Suite 203, San Clemente, CA, 92673
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1211 Puerta Del Sol, Suite 280, San Clemente, CA, 92673
We provide our clients with expertise and value along with a high level of personal service. We believe that any big financial decision should be consulted with family members, financial advisors and CPAs to ensure a mortgage is right for your financial future and also We offer competitive low rates and personal service.
