USDA Vs. FHA your options comparison in Aberdeen, Moore County, NC

In 2025, the USDA loan limit for Aberdeen, located in Moore county, NC, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home reaches up to $472,030.

To compare the top rates between USDA and FHA loans available today, utilize the Lendersa® USDA loan calculator. Determine the necessary income levels, credit status, reserves, and documents needed to qualify. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you toward the ideal program in that aligns with your financial situation.

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Loan Limits and Down Payment Criteria for 2025 in Aberdeen, Moore County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Aberdeen, NC

Lendersa® aims to quickly secure you the best USDA or FHA loan, hassle-free. You can begin with one of three steps to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

The USDA home loan is backed by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment, making it a very appealing option in qualifying regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cook Inlet Lending Center
  • 3600 Spenard Road, Suite 100, Anchorage, AK, 99503
  • Cook Inlet Lending Center, Inc. (CILC), formerly known as NaQenq’a, was created in 2001 as a social enterprise of Cook Inlet Housing Authority to address the need for affordable home financing and development services in the Cook Inlet Region of Alaska (CIRI). Cook Inlet Housing Authority (CIHA), founded in 1974,
  • Homestate Mortgage Company
  • 3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
  • Homestate Mortgage Company LLC is located in Wasilla, AK, United States and is part of the Mortgage Banking Industry. Homestate Mortgage Company LLC has 1 employees at this location. (Employees figure is modelled). There are 3 companies in the Homestate Mortgage Company LLC corporate family.
  • TITAN MORTGAGE CAPITAL, INC
  • 3301 C St, Suite 204, Anchorage, AK, 99503
  • "Titan Mortgage specializes in the Alaska mortgage market. Our experts have been helping Alaskans with their borrowing needs since 2010 Lower your monthly mortgage payments Pay off your mortgage in less time Pay off your other debts Use your home equity to get extra cash Make home improvements"
  • Residential Mortgage, LLC
  • 100 Calais Drive, Anchorage, AK, 99503
  • Our mission is to find the mortgage that best fits our clients’ needs. Since our inception, we’ve provided more than 60,000 loans to Alaskans, including Conventional loans to Fannie Mae and Freddie Mac, Federal Housing Administration (FHA) loans, Rural Development loans, HUD 184 loans for Alaska Natives and American Indians, Alaska Housing
  • Homestate Mortgage Company
  • 3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
  • Homestate Mortgage, we offer a wide variety of loan programs to fit any home buying scenario. Whether you're buying your very first home or a veteran homeowner moving up or downsizing, we have the right mortgage & program to fit your needs.Our staff of seasoned professionals will make certain that the mortgage part of your home buying experience
  • Alaska Commercial Loan Brokers
  • 1120 Huffman Rd, Suite 24-615, Anchorage, AK, 99515
  • Alaska Commercial Loan Brokers primary function is to package commercial loan requests for borrowers who are seeking funding and send out to lenders nationwide. ACLB specializes in government loans to maximize amount financed.Commercial Loan Brokers primary function is to package commercial loan requests for borrowers who are seeking funding
  • Raven Mortgage
  • 11900 Industry Way, Unit M-5, Anchorage, AK, 99515
  • Raven Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options .
  • Kodiak Island Housing Authority
  • 3137 Mill Bay Road, Kodiak, AK, 99615
  • Kodiak Island Housing Authority originates both Alaska Housing Finance Corporation (AHFC) Loans and Fannie Mae Loans. A variety of loans and add-on options are available to suit your needs. Please fill out one of our mortgage loan applications below and Karenia Hackett, our Mortgage Loan Specialist
  • HĀMĀKUA FEDERAL CREDIT UNION
  • 28-490 Kaakepa Street, Pepeekeo, HI, 96783
  • At Hāmākua Federal Credit Union! Located in beautiful Pepeʻekeo on the Hāmākua Coast of Hawaiʻi Island, we are a small community-chartered credit union with an island wide reach. Stop in and see why our members love us! Small town Credit Union serving all of the communities of Hawaii Island with Aloha
  • Onomea Federal Credit Union
  • 27-251 Old Mamalahoa Highway, Papaikou, HI, 96781
  • "Onomea Federal Credit Union has been open since 1939. The credit union has assets totaling $22.25 Million and provides banking services to more than 2,000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
  • HFS Federal Credit Union
  • 632 Kinoole Street, Hilo, HI, 96720
  • Our Credit Union started with very humble beginnings; a group of nine individuals came together to meet one simple need: making credit available to those with small means. Over eighty years later, HFS still holds onto its same sense of 'ohana with a deep desire to help those in our community to succeed and grow.
  • Hawaii County Employees Federal Credit Union
  • 131 Puuhonu Way, Hilo, HI, 96720
  • Hawaii County Employees Federal Credit Union is a cooperative financial institution comprised of people sharing a common bond, i.e. employees of Hawaii County and their families. We are a client-driven local enterprise whose goal is to provide a safe place for our members to save while earning a better return.