USDA and FHA Pro and Con in Aberdeen, Moore County, NC

In 2025, the USDA loan limit for Aberdeen, located in Moore county, NC, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home reaches up to $472,030.

To compare the top rates between USDA and FHA loans available today, utilize the Lendersa® USDA loan calculator. Determine the necessary income levels, credit status, reserves, and documents needed to qualify. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you toward the ideal program in that aligns with your financial situation.

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Loan Limits and Down Payment Criteria for 2025 in Aberdeen, Moore County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Aberdeen, NC

Lendersa® aims to quickly secure you the best USDA or FHA loan, hassle-free. You can begin with one of three steps to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

The USDA home loan is backed by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment, making it a very appealing option in qualifying regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MCTFCU
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  • Hometown Mortgage Corp
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  • Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client
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  • 1930 Piggott State Bank opened its banking doors. Since that humble beginning, our bank has grown with the community and our many loyal banking customers.Piggott State Bank is the only bank chartered in Clay County and your banking decisions are made by local bankers We are dedicated to remaining home-owned and home-operated and proud of our strong
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  • Approved Funding Group
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  • Tower home Loans
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  • TOWER HOME LOANS. A company specialized in mortgage & focused on offering what is best in the market to your customers. Founded in Boston, MA with over 15 years of experience in this market.After positioning the company as a major player in Boston, the TOWER HOME LOANS chose Florida to start its expansion project by the USA.
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  • Allegius Federal Credit Union will provide our membership quality service, and competitive financial choices to help ensure their long-term financial health. Our goal is to be our member’s financial service provider of choice by providing quality service and competitive products to ensure long term financial security.