USDA and FHA Pro and Con in Wadesboro, Anson County, NC

In 2025, the USDA loan limit for Wadesboro, situated in Anson county of NC, stands at $336,500. For a single-family home, the FHA limit is $472,030.

Employ the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Discover the necessary income, credit level, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans, aiding you in selecting the appropriate program in for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Wadesboro, Anson County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Wadesboro, NC

Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Choose from one of three methods to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, also termed a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA loans need no down payment, enhancing their appeal to eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • COHomeGrant.com
  • 8774 Yates Dr, Westminster, CO, 80031
  • COHomeGrant.com, our mission is to set a high standard in the industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the process, so that you can confidently select the best situation for you and your family from the many options that are available today.
  • Move Mortgage
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  • Move Mortgage was created to provide customers with a fast, reliable, and dependable home loan process. We specialize in first time home buyers, down payment assistance and all conventional loan products. Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly
  • Advanced Mortgage Solutions LLC
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  • "We are a Colorado locally owned & operated Company. We have several banks and investors that we work with to give you the most comprehensive portfolio of products. We are committed to providing clients with the highest level of service combined with some of the lowest rates. With our highly experienced team of mortgage professionals"
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  • Residential Lending LLC
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  • Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
  • Mindful Mortgage Group
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  • Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.
  • Trailhead Mortgage
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  • Sooper Credit Union
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  • Sooper Credit Union was founded in 1951 by eight King Soopers employees. These eight employees saw a need for a different way to do banking, and thanks to them, Sooper Credit Union now serves over 36,000 members and exceeds $500 million in assets. Though based in the Denver area, we serve members nationwide and offer a wide variety of banking.