USDA Vs. FHA your options comparison in Wadesboro, Anson County, NC
In 2025, the USDA loan limit for Wadesboro, situated in Anson county of NC, stands at $336,500. For a single-family home, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Discover the necessary income, credit level, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans, aiding you in selecting the appropriate program in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Wadesboro, Anson County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Wadesboro, NC
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Choose from one of three methods to match with lenders and access USDA loan programs.
A USDA home loan, also termed a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA loans need no down payment, enhancing their appeal to eligible rural buyers.
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