USDA Vs. FHA Pro and Con comparison in Selma, Johnston County, NC
As of 2025, the USDA loan limit in Selma, within Johnston county, NC, is $336,500, whereas the FHA cap for a single-family home is $502,550.
Utilize the Lendersa® USDA loan calculator to explore and compare the day's top USDA vs. FHA rates. Discover the income, credit, reserves, and documentation needed for qualification. Through our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in is the best fit for your financial needs.
Current Loan Limits and Downpayment Requirements for 2025 in Selma, Johnston County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$502,550
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs Available in Selma, NC
The mission of Lendersa® is to secure for you the most favorable USDA or FHA loan promptly and with minimal hassle. Start with one of three pathways to reach lender matching and access USDA loan programs.
A USDA home loan, provided by the Department of Agriculture and known as a USDA rural development loan or mortgage, is specifically available in rural neighborhoods. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment, enhancing affordability for homebuyers in eligible rural areas.
At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. we focus on finding banking solutions that empower you
At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.
The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.
The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
"Our quick, easy assistant focuses on your individual needs, Receive purchase information instantly. Refinancing has changed. You can trust our knowledgeable advice and excellent personal service. We love our customers, so feel free to visit during normal business hours. ABK Financial
Headquarter in sarasota, FL."
Nona Financial has years of experience improving our client's cash flow. We are affiliated with over 50 different financial institutions including aggressive banks, small hedge funds and finance companies. We offer a variety of asset based loans and other alternative financings using both GAP and Non-Gap assets.
The First Community Bank Of Moultrie is a branch office of The First Community Bank Of Moultrie County. They provide the following services: Full Service Office Location and are located at 1 South Main Street in Sullivan Illinois.
Mobile and traditional directions to this location can be found below along with ratings
