As of 2026, the USDA loan limit in Selma, within Johnston county, NC, is $336,500, whereas the FHA cap for a single-family home is $502,550.
Utilize the Lendersa® USDA loan calculator to explore and compare the day's top USDA vs. FHA rates. Discover the income, credit, reserves, and documentation needed for qualification. Through our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in is the best fit for your financial needs.
Current Loan Limits and Downpayment Requirements for 2026 in Selma, Johnston County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$502,550
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs Available in Selma, NC
The mission of Lendersa® is to secure for you the most favorable USDA or FHA loan promptly and with minimal hassle. Start with one of three pathways to reach lender matching and access USDA loan programs.
A USDA home loan, provided by the Department of Agriculture and known as a USDA rural development loan or mortgage, is specifically available in rural neighborhoods. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment, enhancing affordability for homebuyers in eligible rural areas.
Diversified Loan Services, Inc. (DLS) is committed to providing sound and secure trust deed investment opportunities for private individuals looking for higher rates of return on their investment. We value personal relationships and integrity in meeting our client’s investment needs.
2542 South Bascom Avenue, Ste. 130, Campbell, CA, 95008
Kal Financial offers many great resources on our website please make sure you get the following free resources such as how does the loan process work with Kal Financial? We have a Free Campbell California Mortgage Calculators or fill out a 100% FREE, No-Obligation, Secure Online Loan Application or give us a call at the office no.
4010 Moorpark Avenue, Suite 205, San Jose, CA, 95117
AEZ Investment is a professional real estate brokerage company licensed by the Department of Real Estate in California. The group is headquartered in San Jose, a major town in Silicon Valley, and is mainly engaged in consulting and services related to real estate buy and sale, property management, real estate loan and refinance.
DCI is a Silicon Valley mortgage broker and lender. Along with competitive rates, DCI provides some of the most flexible loan terms in the industry. DCI focuses on helping people and business finance property outside of the traditional routes. We have many sources of investment and funding.
As a Mortgage Broker conveniently located in Lafayette, California, the center of the San Francisco East Bay, I am proud to offer unparalleled purchase mortgage and refinance services along with in-house processing to my valued clients throughout this great state. With over 22 years of experience as a local California Mortgage Lender.
Viking Real Estate Group is a full-service real estate investment and finance company, based in Lafayette, CA. we can provide our clients with a thorough and well-considered review of their particular situation and recommendations tailored to their specific requirements. Founded in 1995
3575 Mt. Diablo Blvd., Suite 215, Lafayette, CA, 94549
Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate. Rubicon specializes in short-term secured loans and direct, hard money commercial lending. We are based in the San Francisco Bay Area.
CashinaMoment, Oregon, is a trusted and leading provider of online payday loan solutions. For years, we have been providing emergency payday loans to people from all over America. Our objective is to help all people who conventional lenders ignore. We are focused on helping people with credit problems and everyday jobs.
Optimal Loans strives to stay market competitive by offering expert knowledge and deep banking connections. We will fight hard to get you the best deal out there. We earn customer trust, not just on one loan --but stay in your corner as you buy homes, buy or grow a business or invest commercially.
A1 Residential Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.
