USDA Loan Vs. FHA loan pro & con for Stanley, Gaston County, NC

In 2025, USDA loan limit in Stanley, county of Gaston, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Stanley, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(802) 871-4480 754 miles Lender's profile and map Reviews Northfield Savings Bank 210 College Street, Suite 201, Burlington, VT, 05401 Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont
(802) 654-4540 754 miles Lender's profile and map Reviews Opportunities Credit Union 25 Winooski Falls Way, Burlington, VT, 05401 Opportunities Credit Union is Vermont’s only community development credit union. Uniquely committed to Vermonters of low wealth, Opportunities’ mission is to build wealth, community, and opportunity through a fair and affordable financial system. Our primary market is Vermont’s 90, 000 low-income households.
(802) 863-0563 754 miles Lender's profile and map Reviews Asaro Mortgage, LLC 125 Bank Street, Suite 1, Burlington, VT, 05401 Asaro Mortgage was established in 2011 in Burlington, Vermont. The owner and broker is James Asaro. He has over 10 years of mortgage experience and hundreds of satisfied customers. James has lived in Burlington since 1996 and is a graduate from both Champlain College and the University of Vermont.
(802) 343-9901 754 miles Lender's profile and map Reviews SPRUCE MORTGAGE, INC 430 Shelburne Rd, Burlington, VT, 05401 Spruce Mortgage, we understand what Vermont Homebuyers want – low mortgage rates, a quick turnaround, and honest advice. We know, because we’re Vermonters, too. Offering complimentary pre-approvals, loan estimates, and rate locks, it is no surprise as to why so many people choose us over our competitors
(802) 863-2020 754 miles Lender's profile and map Reviews Vermont Mortgage Company 135 College Street, Suite 1, Burlington, VT, 05401 Vermont Mortgage Company is a trusted mortgage lending resource for Vermonters, and for soon to be Vermonters! Whether you are a first time home buyer, are buying a new home, are buying an investment property, or are refinancing your current mortgage; Vermont Mortgage Company will help guide you through.
(802) 660-7969 755 miles Lender's profile and map Reviews Vermont Home Mortgage Group 950 Shelburne Rd, South Burlington, VT, 05403 Vermont Home Mortgage Group is committed to helping you find the right mortgage product for your needs. Paul Cannizzaro brings 31 years of experience in mortgage lending in Vermont. As an award winning mortgage broker for Bank of Vermont, BancBoston Mortgage Corporation and Vermont Federal Bank.
(479) 784-5600 755 miles Lender's profile and map Reviews River Town Federal Credit Union 1001 S 21st St, Fort Smith, AR, 72901 River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products. In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.
(318) 222-1145 755 miles Lender's profile and map Reviews Home Federal Bank (Louisiana) 624 Market Street, Shreveport, LA, 71101 Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts
(318) 212-0391 755 miles Lender's profile and map Reviews Louisiana Catholic FCU 814 Jordan Street, Shreveport, LA, 71101 Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups. From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being
(802) 658-0225 755 miles Lender's profile and map Reviews Vermont Federal Credit Union 84 Pine Street, Burlington, VT, 05402 Vermont Federal Credit Union was founded in 1953 as the Burlington Postal Employees Credit Union. Just a short time later, the Credit Union was renamed to the U.S. Government Employees Credit Union of Chittenden County. Our connection to these roots remains strong as many government employees in Vermont are still loyal members.
(800) 528-2273 755 miles Lender's profile and map Reviews NorthCountry Federal Credit Union PO Box 64709, Burlington, VT, 05406 NorthCountry Federal Credit Union IN 1950, the employees of General Electric in Burlington, Vermont organized a credit union. The goal was to lend and borrow from one another at rates better than those offered by commercial banks. Over time, that little financial cooperative has grown into one of Vermont’s largest and most innovative credit unions.