In 2025, for Marshville in the county of Union, NC, the USDA loan limit stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's most favorable USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator offers a comparative view of USDA, FHA, Conforming, and VA programs, aiding in the selection of the optimal option for your distinct financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Marshville, County of Union, NC
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Marshville, NC
Lendersa® aims to facilitate your access to optimal USDA or FHA loans swiftly and effortlessly. Start with one of three pathways that seamlessly connect you with suitable lenders and USDA loan programs.
The USDA home loan is a government-backed loan by the Department of Agriculture, also known as the USDA rural development loan or mortgage. It is exclusively accessible in rural areas. Unlike FHA loans that impose a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
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