USDA Loan Vs. FHA loan for Albemarle, NC [Stanly County ]

In 2025, the USDA loan limit for Albemarle in Stanly county of NC is set at $336,500, whereas the FHA limit for single-family homes is $472,030.

Use the Lendersa® USDA loan calculator to contrast today's USDA and FHA best rates. Determine what income, credit, reserves, and documents are necessary for eligibility. Our advanced calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program for your individual financial situation in .

USDA and FHA Loan Options in Albemarle, NC

Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and without complication. Choose one of three starting points to find matching lenders and USDA loan programs tailored for you.

Lendersa USDA loan request and matching results

Exploring USDA Loans in NC

A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also known as a USDA rural development loan or mortgage, available exclusively in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans do not ask for any down payment, making them an appealing option for eligible borrowers.

Get top 10
USDA LENDERS
customized to yout needes

(251) 292-8843 Lender's profile and map Reviews Homefront Lending LLC 19940 State Highway 181, Suite B, Fairhope, AL, 36532 At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.
(251) 928-2240 Lender's profile and map Reviews Bay Mortgage Corporation 7549 Assunta Court, Fairhope, AL, 36532 At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
(573) 888-9051 Lender's profile and map Reviews Kennett National Bank 805 First Street, Kennett, MO, 63857 Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
(573) 717-7177 Lender's profile and map Reviews First Missouri Bank of SEMO 500 Independence Avenue, Kennett, MO, 63857 We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.
(662) 563-9311 Lender's profile and map Reviews First Security Bank MS 295 Highway 6 West, Batesville, MS, 38606 We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.
(607) 336-4988 Lender's profile and map Reviews NORWICH TELOPS FCU 11 East Park Place, Norwich, NY, 13815 NORWICH TELOPS FCU is mutually owned by its members, a group of people united by a common bond, who save their money together and make loans to each other from the accumulated funds. Our objective is not to make a profit, but to help our members manage their money by saving for the future and making intelligent use of available credit.
(251) 476-5938 Lender's profile and map Reviews Commonwealth National Bank 2214 St. Stephens Road, Mobile, AL, 36617 Commonwealth National Bank has been committed to meeting the financial needs of the communuties it serves. Our goal is to be the preferred institution for everyone seeking an exceptional banking experience by offering comprehensive banking services, competitive rates, personalized service, and supporting causes that impact the community.
(585) 352-6890 Lender's profile and map Reviews Spencerport Federal Credit Union 2775 Spencerport Road, Spencerport, NY, 14559 The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
(251) 438-7464 Lender's profile and map Reviews Gulf Coast Federal Credit Union 1001 Springhill Avenue, Mobile, AL, 36604 Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.
(203) 796-4500 Lender's profile and map Reviews SoundView Financial Credit Union 14 Research Dr, Bethel, CT, 06801 The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.
(203) 791-9399 Lender's profile and map Reviews Western Connecticut Federal Credit Union 2 Stony Hill Road, Bethel, CT, 06801 Western CT Federal Credit Union (WCFCU) is a member-owned, not-for-profit, financial cooperative based in Bethel, Connecticut. WCFCU is a customer-centric credit union focused on creating a positive financial experience by delivering personalized service along with technology-oriented features to meet the needs of members.
(203) 797-0653 Lender's profile and map Reviews JTM Financial Services Inc 19 Stony Hill Road, Bethel, CT, 06801 "JTM Financial Services, Inc. was founded in 1992 by Jay T. McGorty. The company has grown over the years and the main office can be found in Bethel, CT. The company follows a customer satisfaction driven business model with the notion that if a client's experience with JTM Financial surpasses all expectations"