USDA VS FHA in Papillion, Sarpy County, NE

In 2026, the USDA loan limit in Papillion, located within Sarpy county in NE, is set at $336,500, while for a single-family residence, the FHA limit is $472,030.

Utilize Lendersa® USDA loan calculator to evaluate today's top USDA and FHA interest rates. Determine the necessary income, credit score, reserves, and documents required to qualify. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial needs in the state of .

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2026 Loan Limits and Down Payment Requirements in Papillion, Sarpy, NE

Type of Loan Maximum Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Papillion, NE

Lendersa® aims to rapidly provide you with the ideal USDA or FHA loan with minimal effort. Start with one of the three pathways to match with suitable lenders and USDA loan programs.

Results for Lendersa's USDA loan requests and matches

Understanding USDA Loans in NE

A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan, suitable exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 28632 Roadside Drive, Suite 265, Agoura Hills, CA, 91301
  • Medallion Mortgage Company was originally founded in 1958 as a family owned mortgage bank. It expanded nationally, opening branches from Honolulu, Hawaii to Salem, Massachusetts. At the time of its sale in 1995, it was one of the largest privately held, full-service mortgage banks in the United States.

  • Mortgage Mavens Inc.
  • 28720 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
  • Mortgage Mavens has been committed to helping you achieve that dream since 1994. Working with lenders from across the financial world, we're here to meet your individual needs. We make the process of getting a mortgage simple and straightforward by offering state-of-the-art financial tools to help you make sound financial choices.

  • Better Ask Jack
  • 28310 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
  • We are a United Wholsale Mortgage partner so that we may help provide financing that the Banks find too challanging.Also many sellers employ Revers Mortgages to reduce expenses when retired or for the tax benefits.Many Buyers have equity in their homes that permits them to do cash out refis, reducing payment to almost a third of what a regular bank

  • Buywiser Technology, Inc
  • 29903 Agoura Rd, Agoura Hills, CA, 91301
  • Buywiser's mission is to serve our customers with honesty, integrity, and competence. Our team's goals are to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Premier Funding
  • 28632 Roadside Drive, Suite 130, Agoura Hills, CA, 91301
  • Premier Funding has been helping homeowners streamline the process of real estate financing to ensure fast, efficient and price competitive closing. We use the latest technology to process applications.

    Throughout the process we will answers questions and keep you informed of the progress of your loan

  • Integrity First Mortgage Solutions, Inc
  • 30423 Canwood Street, Suite 227, Agoura Hills, CA, 91301
  • Integrity First Mortgage Solutions (IFMS) brings over two decades of lending experience. The owner and Founder of IFMS, Lee Appleby, enjoys a reputation as one of the premier Mortgage Experts in the nation, and is sought out by real estate professionals, other mortgage professionals and business and financial advisors to secure optimal mortgage.

  • Partners Capital Solutions
  • 26901 Agoura Road, Suite 180, Agoura Hills, CA, 91301
  • Partners Capital Solutions is operated by a team of highly experienced real estate professionals with long and successful track records in lending, development, and property management. We’re leveraging technology and building on our proven success to bring new and innovative products to our borrowers and investors.

  • FINANCE OF AMERICA MORTGAGE
  • 30401 Agoura Rd, Agoura Hills, CA, 91301
  • Finance of America Mortgage is a dedicated team of experienced mortgage and reverse mortgage professionals with close to 100 years of combined knowledge and over billions of funded loans helping our clients meet their home ownership goals and leveraging the equity they have earned over the decades of home ownership.

  • One Source by PCS
  • 26901 Agoura Road Suite 180, Agoura Hills, CA, 91301
  • OneSource by PCS is an online real estate finance marketplace. Borrowers have access to lower interest rate loans through a quick and simple online or mobile application. Investors have the ability to invest in a diverse range of investment products backed by real estate assets. Our goal is stress-free closing without the headaches and delays assoc