USDA Vs. FHA your options comparison in Chalco, Sarpy County, NE
In the year 2025, the USDA loan limit for Chalco in Sarpy county, NE, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Use Lendersa® USDA loan calculator to easily compare the best current rates between USDA and FHA loans. Determine what income, credit, reserves, and documents are necessary to qualify. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help you decide which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Chalco, Sarpy, NE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Chalco, NE
At Lendersa®, our aim is to quickly and effortlessly provide you with the best USDA or FHA loan options available. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and is often referred to as a USDA rural development loan or mortgage. These are available exclusively in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans do not require any down payment.
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