USDA Vs. FHA Pro and Con comparison in Gretna, Sarpy County, NE
In 2025, the USDA loan limit in Gretna, located in Sarpy county, NE, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to easily compare the best available rates for USDA versus FHA loans and determine what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, helping you to choose the most suitable option in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Gretna, County of Sarpy, NE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gretna, NE
The aim of Lendersa® is to quickly provide you with optimal USDA or FHA loan options without hassle. Select from one of three initial paths to match with lenders and explore USDA loan programs.
A USDA home loan, secured by the Department of Agriculture and commonly referred to as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans don't require any down payment.
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