USDA Vs. FHA your options comparison in Allenstown, Merrimack County, NH
In 2025, for Allenstown located in the county of Merrimack, NH, the USDA loan limit is set at $350,000. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess the best rates for today's USDA versus FHA options. This tool helps determine the income, credit score, reserves, and required documents for eligibility. With our advanced mortgage calculator displayed side by side for USDA, FHA, Conforming, and VA options, you'll find out which program in is most suitable for your financial needs.
2025 Loan Limits and Downpayment Requirements for Allenstown, County of Merrimack, NH
Loan Type
Loan Limit
Down Payment
USDA
$350,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Allenstown, NH
The primary aim of Lendersa® is to quickly connect you with the best USDA or FHA loans, without hassle. Begin with one of three steps to locate lenders and USDA loan programs that match your requirements.
A USDA home loan, guaranteed by the government via the Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans do not require any down payment at all, offering a unique advantage for eligible buyers.
Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
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NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance
13190 SW 68th Parkway, Suite 110, Tigard, OR, 97223
We believe in capitalizing on market demands and business opportunities by utilizing our Investment & Operations, Software Infrastructure and Analytics teams to excel in a wide range of roles including lending and servicing, acquisitions, joint ventures and management. Aspen Capital is a private equity firm based in Portland, OR and New York, NY.
10260 SW Greenburg Rd, Suite 830, Portland, OR, 97223
This team is amazing! I can’t believe how easy they were to work with and how quickly they addressed my questions and needs if I ever had to reach out to them. We went through the entire process of buying our home with ease thanks to the Lindley team. I really appreciated how honest and upfront they were with me being a first time home buyer.
