USDA Vs. FHA Pro and Con comparison in Suncook, Merrimack County, NH

For 2025, the USDA loan cap in Suncook, Merrimack county, NH is $350,000, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA vs FHA rates and examine the income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, view USDA and FHA options along with Conforming and VA programs side by side to help determine which one suits your financial circumstances in .

Compare loan offers from 100 lenders

Loan limits and downpayment details for 2025 in Suncook, Merrimack county, NH

Type Limit Down Payment
USDA $350,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Suncook, NH

At Lendersa®, we aim to deliver the most advantageous USDA or FHA loans swiftly without complications. Start from one of three pathways that lead to compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in NH

The USDA home loan, backed by the Department of Agriculture (aka USDA rural development loan or USDA mortgage), is accessible only in rural areas. Unlike FHA loans which demand a 3.5% minimum down payment, the USDA mortgage loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Home Loan Source
  • 24001 Calle Magdalena, Suite 3950, Laguna Hills, CA, 92654
  • The Home Loan Source Specializing in providing Lighting Quick, Professional & Honest service and consulatation for your home purchase loan, refinance, home buying or selling needs and also Lighting Quick Service, Superb Customer Service, Extremely Helpful, Step by Step Explanation, High Integrity & Trustworthy.
  • Dynamic Mortgage Financial
  • 14351 Euclid Street, Suite E, Garden Grove, CA, 92843
  • Dynamic Mortgage Financial Corporation offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you.
  • The Lemoine Group, Inc.
  • 11088 Trask Ave, Suite 100, Garden Grove, CA, 92843
  • We purchase and manage a portfolio of first and second mortgage notes across the USA. We purchase pools of first and second mortgages for our own portfolio and for resale. We also offer management and advisory services including due diligence, workout strategies and partnership opportunities.
  • Cali Home Realty
  • 10240 Westminster Ave, Suite 202, Garden Grove, CA, 92843
  • Cali Home Realty has been in Orange County California with over 30 years experience offering boutique real estate services. We offer assistance with buying and selling residential, commercial, investment properties, leasing, property management, and financing. Located at 10246 Westminster Ave Garden Grove, CA 92843.
  • Just Funded Mortgage
  • 12900 Garden Grove Blvd, Suite 265, Garden Grove, CA, 92843
  • "Just Funded Mortgage is a full-service lender whose primary focus is to serve our mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. Just Funded Mortgage (DBA Home Mortgage Alliance Corporation"
  • National Brokers Real Estate & Finance
  • 13252 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92843
  • Our mission statement is to provide the best services to all clients with integrity, reliability, and confidential. For any questions relating to real estate, please contact us. Our experienced and knowledgeable staffs are ready to analyze your scenario and advice the best options that may suit your needs.
  • OBMortgage
  • 4665 Coronado Ave, San Diego, CA, 92107
  • OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
  • Premier One Lending Corp
  • 12900A Garden Grove Boulevard, Suite 136, Garden Grove, CA, 92843
  • Premier One Lending Local Veteran Owned and Operated Looking for a mortgage loan to buy your dream home or refinance the one you have? Then you owe it to yourself to contact Hai Pham – Mortgage Broker for Premier One Lending Corp. As your trusted Mortgage Broker, he proudly offers exceptional real estate lending .
  • National Home Loans
  • 13252 Garden Grove Boulevard, Suite 209, Garden Grove, CA, 92843
  • National Home Loans home is definitely much more than any other house. A home is the center of a family where people find love, laugh, sharing, caring, and much more. Homes are where new chapter of life created, stories are written, and family legacies start National Home Loans, we are excited and honored to be part of your journeys. When we are he