For the year 2025, the USDA loan cap in Pembroke, located in the county of Merrimack, NH, is set at $350,000. In contrast, the FHA ceiling for a single-family dwelling is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate the most favorable USDA vs. FHA rates available today. It helps to figure out necessary income, credit status, reserves, and essential documents for qualifying. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, facilitating informed decisions for your unique financial needs in .
2025 loan ceilings and initial payment requirements in Pembroke, Merrimack county, NH
Loan Category
Ceiling
Initial Payment
USDA
$350,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan choices through USDA and FHA in Pembroke, NH
The purpose of Lendersa® is to swiftly secure the most advantageous USDA or FHA loan for you, minimizing any inconvenience. You have three initial choices that align with lenders and USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is offered solely in rural locales. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan permits zero down payment.
76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
"Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years.
Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.
Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.
The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
Piscataqua Savings Bank is a Mutual Savings Bank and a Certified B Corp dedicated to providing financial services and support to members of the Portsmouth community. Since 1877, we have remained committed to our core values to provide quality service and competitive products in a manner consistent with sound and prudent banking practices
300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
"5 things you can expect from X5 Home Loans
1. Communication. Always know exactly where things stand.
2. Availability. Here for you whenever you need us.
3. Speed. Fast closings and quick answers to your questions.
4. Simplicity. A clear process that’s easy to understand.
5. Guidance. Personalized advice to navigate your options."
110 Brewery Lane, Suite 202, Portsmouth, NH, 03801
The Mortgage Hotline is a full service mortgage broker. We started The Mortgage Hotline to guide you through today's complex world of acquiring a mortgage. We have integrated cutting edge technology with experienced loan officers to create the best personal experience in the mortgage industry. Every mortgage is designed to fit your needs.
Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.
1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.
We were founded in 1828 and were a “traditional” bank for a long time. But in 2020, we reshaped our nearly 200-year-old DNA to become an innovative, adaptive and technology-first, commercial bank supporting businesses across specialty markets like Digital Assets, Banking as a Service and Renewable Energy.
