USDA Vs. FHA Pro and Con comparison in Campton, Grafton County, NH

For 2026, the USDA loan limit for a single-family home in Campton, within Grafton county, NH, is set at $336,500. In contrast, the FHA loan limit is $472,030.

The Lendersa® USDA loan calculator can be a great tool to compare the best USDA and FHA rates today. It assists in determining the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the perfect program for your financial situation in .

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2026 Loan Limits and Downpayment Needs in Campton, Grafton County, NH

Loan Type Loan Limit Down_payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Campton, NH

Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and easily. You can choose one of three options to connect with matching lenders and discover USDA loan programs that work best for you.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, more commonly known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Campton Lenders

  • Woodsville Guaranty Savings Bank
  • 63 Central Street, Woodsville, NH, 03785
  • Lends in New Hampshire
  • Woodsville Guaranty Savings Bank is a locally owned and operated community bank, serving the people, businesses, and communities of northern New Hampshire and northeastern Vermont. The bank has nine North Country offices, located in the communities of Woodsville, Piermont, Lisbon, Littleton, Lancaster, Plymouth, and Franconia, New Hampshire.

  • Meredith Village Savings Bank
  • 24 NH Route 25, Meredith, NH, 03253
  • Lends in New Hampshire
  • MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.

  • Bank of New Hampshire
  • 62 Pleasant Street, Laconia, NH, 03246
  • Lends in New Hampshire
  • Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.

  • Title Mortgage Solution
  • 7 Lebanon Street, Suite 105, Hanover, NH, 03755
  • Lends in New Hampshire
  • We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.

  • Legacy Mortgage, LLC
  • 2 Buck Rd, Suite L, Hanover, NH, 03755
  • Lends in New Hampshire
  • Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates

  • Franklin Savings Bank
  • 387 Central Street, Franklin, NH, 03235
  • Lends in New Hampshire
  • Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers'​ financial position.