USDA VS FHA in Plymouth, Grafton County, NH

As of 2025, the USDA loan limit for Plymouth, within Grafton, NH, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate current USDA vs FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side to help you decide which program, including areas like , fits best for your particular financial situation.

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2025 Loan Limits and Down Payment Requirements in Plymouth, County of Grafton, NH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Plymouth, NH

Lendersa® aims to secure the best USDA or FHA loan for you swiftly without any hassle. You can choose from one of three starting points, helping you connect with matching lenders and obtain USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

The USDA home loan, supported by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is tailored for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment, making them favorable in eligible rural localities.

Enter your location to find out if it qualifies for USDA rural housing loan?



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