USDA Loan Vs. FHA loan for Plymouth, NH [Grafton County ]

As of 2025, the USDA loan limit for Plymouth, within Grafton, NH, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate current USDA vs FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side to help you decide which program, including areas like , fits best for your particular financial situation.

Exploring USDA and FHA Loan Options in Plymouth, NH

Lendersa® aims to secure the best USDA or FHA loan for you swiftly without any hassle. You can choose from one of three starting points, helping you connect with matching lenders and obtain USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

The USDA home loan, supported by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is tailored for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment, making them favorable in eligible rural localities.

Get top 10
USDA LENDERS
customized to yout needes

(603) 625-9032 Lender's profile and map Reviews New Hampshire Postal Credit Union 955 Goffs Falls Rd., Manchester, NH, 03103 Since 1940, the New Hampshire Postal Credit Union has promoted thrift among its members to create for them a source of credit at reasonable rates of interest. Today, we service over 3500 members and have grown to over $50 million in assets. We offer competitive priced loans for personal, automobile and miscellaneous use, with 24 hour approval.
(603) 756-4771 Lender's profile and map Reviews Savings Bank of Walpole 68 Ames Plaza Ln, Walpole, NH, 03608 Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC). We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat
(800) 371-5162 Lender's profile and map Reviews VSECU PO Box 67, Burlington, VT, 05601 VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
(802) 767-3333 Lender's profile and map Reviews White River Credit Union 96 North Main Street, Rochester, VT, 05767 The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.
(603) 355-4527 Lender's profile and map Reviews Precision Federal Credit Union 7 Optical Avenue, Keene, NH, 03431 FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members. As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
(802) 371-4211 Lender's profile and map Reviews Central Vermont Medical Center, Inc. 130 Fisher Road, Montpelier, VT, 05602 The Credit Union came into being when nine employees of the Central Vermont Hospital petitioned the Commissioner of Banking to approve their application to form a credit union. On March 19th, 1970 the Articles of Association were submitted to the Commissioner’s office, and the application was approved by the Commissioner on April 2nd, 1970.
(802) 223-1448 Lender's profile and map Reviews Vermont Community Loan Fund 7 School Street, Montpelier, VT, 05602 VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.
(207) 985-4808 Lender's profile and map Reviews Big Horizon Mortgage Corporation 37 Western Avenue, Suite 308, Kennebunk, ME, 04043 Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.
(207) 571-5626 Lender's profile and map Reviews Biddeford Savings 65 Portland Rd, Kennebunk, ME, 04043 On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors
(603) 647-4646 Lender's profile and map Reviews Bedford Lending Corporation 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053 Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
(207) 839-4450 Lender's profile and map Reviews Gorham Savings Bank 64 Main St, Gorham, ME, 04038 We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.
(207) 839-5588 Lender's profile and map Reviews Casco Federal Credit Union 375 Main St, Gorham, ME, 04038 Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve. From opening your first Checking Account, to financing your first home.