As of 2026, the USDA loan limit for Plymouth, within Grafton, NH, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate current USDA vs FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side to help you decide which program, including areas like
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you swiftly without any hassle. You can choose from one of three starting points, helping you connect with matching lenders and obtain USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is tailored for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment, making them favorable in eligible rural localities.
Enter your location to find out if it qualifies for USDA rural housing loan?
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