USDA Vs. FHA Pro and Con comparison in Canaan, Grafton County, NH

For 2025, the USDA loan maximum in Canaan, within the county of Grafton, NH, is set at $336,500. Concurrently, for a single-family residence, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates effectively. It assists you in assessing the income, credit score, reserves, and necessary documentation to qualify. Our comprehensive mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans to determine the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Details in Canaan, County of Grafton, NH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Canaan, NH

The objective of Lendersa® is to swiftly and smoothly acquire the best USDA or FHA loan for you. Choose one of three starting methods to connect with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Defining the USDA Loan in NH

A USDA home loan is a mortgage supported by the United States Department of Agriculture, commonly referred to as a USDA development loan or USDA mortgage, and it is exclusively available in rural areas. Unlike FHA loans which necessitate a minimum 3.5% down payment, USDA mortgages have no down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



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