USDA Vs. FHA Pro and Con comparison in Grantham, Sullivan County, NH

In 2025, the USDA loan limit for a home in Grantham, which is part of Sullivan county, NH, is set at $336,500. Meanwhile, for a single-family dwelling, the FHA loan limit is $472,030.

To evaluate today’s top USDA and FHA rates, the Lendersa® USDA loan calculator is an excellent tool. It helps assess the income, credit requirements, reserves, and documents required for eligibility. Using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which option is best suited for your financial situation in .

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2025 Loan Limits and Down Payment Demands in Grantham, Sullivan County, NH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Grantham, NH

Lendersa® is committed to securing the ideal USDA or FHA loan for you quickly and conveniently. You can begin with three different options to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan, backed by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is available exclusively for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment, which facilitates easier access to homeownership in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Central National Bank TX
  • 8320 West Highway 84, Waco, TX, 76710
  • Central National Bank was founded in Waco in 1977 as a “neighborhood bank."​ After two decades of growth and poised as Waco’s Leading Independent Bank, Central National Bank expanded into Temple and Austin to serve Central Texans along the I-35 corridor from Waco to Austin, with 40 years of service and approximately $1 billion in assets.
  • GENCO Federal Credit Union
  • 731 N Valley Mills Drive, Waco, TX, 76710
  • GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.
  • First Central Credit Union
  • 6201 Sanger Avenue, Waco, TX, 76710
  • First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.
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  • 1835 N. Valley Mills Dr., Waco, TX, 76710
  • At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.
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  • 810 N Valley Mills, Waco, TX, 76710
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  • The McCulloch Mortgage Team
  • 600 Lake Air Dr, Suite 1B, Waco, TX, 76710
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  • The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
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  • 19023 Greenleaf Ridge Ct., Cypress, TX, 77429
  • Texas Family Mortgage, Kevin J. Force, believes in Honesty & Transparency throughout the mortgage process. He takes an educational approach as opposed to a sales approach, stemming from his experience in public service as a Firefighter, United States Marine, and a Police Officer. Kevin believes that by practicing Fair & Honest Lending.
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  • 14159 Northwest Freeway, Houston, TX, 77040
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