USDA and FHA Pro and Con in Grantham, Sullivan County, NH

In 2025, the USDA loan limit for a home in Grantham, which is part of Sullivan county, NH, is set at $336,500. Meanwhile, for a single-family dwelling, the FHA loan limit is $472,030.

To evaluate today’s top USDA and FHA rates, the Lendersa® USDA loan calculator is an excellent tool. It helps assess the income, credit requirements, reserves, and documents required for eligibility. Using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which option is best suited for your financial situation in .

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2025 Loan Limits and Down Payment Demands in Grantham, Sullivan County, NH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Grantham, NH

Lendersa® is committed to securing the ideal USDA or FHA loan for you quickly and conveniently. You can begin with three different options to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan, backed by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is available exclusively for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment, which facilitates easier access to homeownership in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Empire Mortgage Corporation
  • 575 South Willow Street, Suite 211, Manchester, NH, 03103
  • At Empire Mortgage Corporation. We are a full-service mortgage company based in Manchester, NH. We specialize in FHA Loans, VA Loans, and Conventional Loans in New Hampshire. Whether you are buying a home or refinancing in the granite state, we can help you realize your dream of homeownership
  • New Hampshire Postal Credit Union
  • 955 Goffs Falls Rd., Manchester, NH, 03103
  • Since 1940, the New Hampshire Postal Credit Union has promoted thrift among its members to create for them a source of credit at reasonable rates of interest. Today, we service over 3500 members and have grown to over $50 million in assets. We offer competitive priced loans for personal, automobile and miscellaneous use, with 24 hour approval.
  • Best Rate Mortgage & Equity Group, LLC
  • 80 South Street, Suite 6, Milford, NH, 03055
  • After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM. Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!
  • Brian Springmann Home Loans LLC
  • 69 Quarry Circle, Milford, NH, 03055
  • As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
  • VSECU
  • PO Box 67, Burlington, VT, 05601
  • VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
  • Bedford Lending Corporation
  • 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053
  • Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
  • Central Vermont Medical Center, Inc.
  • 130 Fisher Road, Montpelier, VT, 05602
  • The Credit Union came into being when nine employees of the Central Vermont Hospital petitioned the Commissioner of Banking to approve their application to form a credit union. On March 19th, 1970 the Articles of Association were submitted to the Commissioner’s office, and the application was approved by the Commissioner on April 2nd, 1970.
  • Vermont Community Loan Fund
  • 7 School Street, Montpelier, VT, 05602
  • VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.
  • Profile Bank
  • 45 Wakefield Street, Rochester, NH, 03867
  • Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.
  • Everlasting Capital Corporation
  • 27B Sterling Dr, Rochester, NH, 03867
  • Everlasting Capital is a national business finance solutions provider, redefining lending and financing by providing outstanding customer experiences and innovative, world-class services with creative financing options. Everlasting Capital is your number one source for getting any deal done with the highest level of expertise
  • Holy Rosary Credit Union - HRCU
  • 133 Brock St, Rochester, NH, 03867
  • HRCU is a federally insured community credit union. We serve our members by providing quality financial services, which meet their needs in a professional, personalized and courteous manner. We provide competitive rates on loans, savings and investments, and access to products and services using the latest technology.
  • Nextgen Mortgage, Inc
  • 20 Trafalgar Square, Suite 626, Nashua, NH, 03063
  • Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.