For 2026, the USDA loan limit in Hanover within Grafton county, NH, is set at $336,500. The FHA loan boundary for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates to find out what income, credit, reserves, and documentation are required for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program in for your financial needs.
2026 Loan Caps and Downpayment Conditions in Hanover, Grafton, NH
Type of Loan
Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loans in Hanover, NH
The mission of Lendersa® is to provide you with the optimal USDA or FHA loan swiftly and with ease. Begin by selecting one of three different approaches to find matching lenders and the appropriate USDA loan schemes.
A USDA home loan is backed by the government’s Department of Agriculture, known as the USDA rural development loan or USDA mortgage, available only in rural districts. Unlike FHA loans that have a 3.5% minimum down payment requirement, the USDA loan eliminates the down payment completely.
We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford
The NH Community Federal Credit Union was organized in 1959 for the employees of Joy Manufacturing. A subsequent change of its charter now allows membership eligibility to all individuals who live or work in Sullivan County.
The purpose of the Credit Union is to promote thrift among its members, and to create a source of credit for provident
Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.
Woodsville Guaranty Savings Bank is a locally owned and operated community bank, serving the people, businesses, and communities of northern New Hampshire and northeastern Vermont. The bank has nine North Country offices, located in the communities of Woodsville, Piermont, Lisbon, Littleton, Lancaster, Plymouth, and Franconia, New Hampshire.
