USDA Vs. FHA Pro and Con comparison in Enfield, Grafton County, NH

During 2025, the USDA loan ceiling in Enfield, within Grafton county, NH, is $336,500. Simultaneously, the FHA limit for a single-family home stands at $472,030.

To compare the USDA and FHA best rates today, Lendersa® offers a USDA loan calculator. This tool aids in assessing the income, credit, reserves, and documentation necessary for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in best fits your financial scenario.

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Loan Limits and Down Payment Requirements for 2025 in Enfield, Grafton, NH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Enfield, NH

Lendersa® is committed to offering you the most optimal USDA or FHA loan, quickly and effortlessly. Initiate your search with one of three pathways that connect you with aligning lenders and USDA loan avenues.

Lendersa USDA loan request and matching outcomes

Insights into USDA Loans in NH

The USDA home loan is a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan. It is exclusively offered in rural locales. While FHA loans necessitate a minimum 3.5% down payment, USDA loans require none, benefiting those who qualify.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067
  • At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
  • Always The Best Rate Home Loans, LLC
  • 301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
  • At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
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  • Penn Community Bank provides banking, lending, and investment solutions for customers throughout Southeastern Pennsylvania, pairing the data-driven technology that families and business owners need with the local decision-making authority and focus they want. When we work with our customers, we’re in it together. And our commitment to community doe
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  • 20 Tobey Village Road, Pittsford, NY, 14534
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  • APCI Federal Credit Union (APCI FCU) is a non-profit financial cooperative that has serviced our members since 1954. We have a staff of 50+, with over 500 years of combined credit union experience. As banks implement new fees or raise existing account charges, APCI FCU's value proposition continues to grow stronger
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  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.
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