During 2026, the USDA loan ceiling in Enfield, within Grafton county, NH, is $336,500. Simultaneously, the FHA limit for a single-family home stands at $472,030.
To compare the USDA and FHA best rates today, Lendersa® offers a USDA loan calculator. This tool aids in assessing the income, credit, reserves, and documentation necessary for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in best fits your financial scenario.
Loan Limits and Down Payment Requirements for 2026 in Enfield, Grafton, NH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Enfield, NH
Lendersa® is committed to offering you the most optimal USDA or FHA loan, quickly and effortlessly. Initiate your search with one of three pathways that connect you with aligning lenders and USDA loan avenues.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan. It is exclusively offered in rural locales. While FHA loans necessitate a minimum 3.5% down payment, USDA loans require none, benefiting those who qualify.
We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
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