As of 2026, the USDA loan cap for Chesterfield in Cheshire county, NH, is set at $336,500, whereas the FHA limit stands at $472,030 for single-family residences.
Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA rates with FHA rates and ascertain the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA programs, aiding in determining the best choice for your unique financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to secure the ideal USDA or FHA loan for you promptly and with minimal stress. Start with one of three options that match you with lenders and USDA loan schemes.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas and differs from FHA loans, which require a minimum down payment of 3.5%, as no down payment is needed for a USDA mortgage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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