USDA Loan Vs. FHA loan for Keene, NH [Cheshire County ]

In 2025, USDA loan limit in Keene, county of Cheshire, NH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Keene, NH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Hampshire?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(603) 625-9032 Lender's profile and map Reviews New Hampshire Postal Credit Union 955 Goffs Falls Rd., Manchester, NH, 03103 Since 1940, the New Hampshire Postal Credit Union has promoted thrift among its members to create for them a source of credit at reasonable rates of interest. Today, we service over 3500 members and have grown to over $50 million in assets. We offer competitive priced loans for personal, automobile and miscellaneous use, with 24 hour approval.
(603) 622-8781 Lender's profile and map Reviews Members First Credit Union 7 Salmon Street, Manchester, NH, 03104 At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.
(800) 535-7629 Lender's profile and map Reviews Pinnacle Mortgage Corp 835 Hanover St, Unit 301, Manchester, NH, 03104 The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(508) 775-4663 Lender's profile and map Reviews Homestead Mortgage, LLC 45 Londonderry Turnpike, Suite 1, Hooksett, NH, 03106 "Homestead Mortgage, LLC is committed to helping you find the right mortgage product for your needs and to exceeding your expectations for outstanding customer service. We understand that every borrower is different, and our clients have access to the widest array of programs and options,"
(800) 886-4848 Lender's profile and map Reviews Allanach/Mortgage Group Corporation 76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062 "Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years. Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
(802) 447-1096 Lender's profile and map Reviews Olin Scott Fund Inc 407 Main Street, Bennington, VT, 05201 OLIN SCOTT FUND, INC. has provided financial assistance since 1920. Now, this post-secondary educational loan opportunity is available to all full-time students. It provides easy and affordable loans to help Bennington County residents further their college, vocational, and professional educations.
(603) 934-4445 Lender's profile and map Reviews Franklin Savings Bank 387 Central Street, Franklin, NH, 03235 Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers' financial position.
(603) 595-7699 Lender's profile and map Reviews Alpha Mortgage & Financial Services Inc 142 Main Street, Suite 219, Nashua, NH, 03060 Alpha Mortgage & Financial Services, Inc. and her staff have 25 + years experience in Finance, Real Estate, and helping borrowers acquire homeownership. Efstathia's mission is to serve her customers with honesty, integrity and competence and Her goal is to provide Residential & Commercial Financing to her clients.
(603) 647-4646 Lender's profile and map Reviews Bedford Lending Corporation 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053 Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
(855) 444-6861 Lender's profile and map Reviews MoutainOne Bank 93 Main Street, North Adams, MA, 01247 MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.
(413) 256-5500 Lender's profile and map Reviews UMassFive College Federal Credit Union 200 Westgate Center Dr, Hadley, MA, 01035 At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.