In 2026, the USDA loan limit for Keene, situated in Cheshire, NH, amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's USDA versus FHA rates and understand the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program for your financial situation, including areas like
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to swiftly secure the optimal USDA or FHA loan for you, without any hassle. Begin with one of three options to connect with the appropriate lenders and USDA loan programs.
A USDA home loan, known as the USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. Available only in rural areas, it does not require a down payment, unlike FHA loans that mandate a minimum of 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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