USDA Loan Vs. FHA loan for Winchester, NH 2025

In 2025, the loan limit for USDA in Winchester, Cheshire, NH is $336,500, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today and determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

Exploring USDA and FHA Loan Options in Winchester, NH

Lendersa® aims to quickly connect you with the most suitable USDA or FHA loan without hassle. Choose one of three starting points to access lenders offering the USDA loan programs.

Explore Lendersa's USDA loan request and matching results

Understanding USDA Loans in NH

The USDA home loan, guaranteed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available strictly in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment, providing a significant advantage for rural homebuyers.

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(508) 754-9980 Lender's profile and map Reviews AllCom Credit Union 36 Park Avenue, Worcester, MA, 01609 "AllCom Credit Union is a full-service, not-for-profit, community-chartered financial services organization. Founded in 1922, we celebrated 90 years in business in 2012. AllCom was originally chartered to provide financial services exclusively to employees of the Telephone Company."
(413) 737-1100 Lender's profile and map Reviews USA Mortgage Network, Inc. 1333 Boston Road, Springfield, MA, 01119 We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.
(413) 568-1911 Lender's profile and map Reviews Westfield Bank 141 Elm Street, Westfield, MA, 01085 Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.
(413) 782-3161 Lender's profile and map Reviews Greater Springfield Credit Union 1030 Wilbraham Road, Springfield, MA, 01109 Greater Springfield Credit Union was chartered on March 2, 1927. The original office was located on Vernon St. (now Boland Way) in Springfield. The original charter was limited to those who were Municipal Employees of the City of Springfield, family members of municipal employees who resided in Springfield, and members of the Allied.
(518) 686-4504 Lender's profile and map Reviews Tri State Area FCU 28 Church Street, Hoosick Falls, NY, 12090 Tri State Area Federal Credit Union (TSAFCU) is a full-service member-owned not-for-profit community credit union. It was founded in 1953 and continues to grow strong. We focus on providing good old-fashioned “member” service while helping our members answer financial questions, buy new or used vehicles, purchase and refinance homes
(413) 447-7304 Lender's profile and map Reviews Pittsfield Co-operative Bank 70 South St, Pittsfield, MA, 01202 The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.
(508) 752-1122 Lender's profile and map Reviews Worcester Fire Dept Credit Union 34 Glennie Street, Worcester, MA, 01605 Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments
(508) 864-7758 Lender's profile and map Reviews Capital Biz Solutions, Inc 474 Grove St, Worcester, MA, 01605 Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.
(800) 886-4848 Lender's profile and map Reviews Allanach/Mortgage Group Corporation 76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062 "Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years. Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
(413) 250-6068 Lender's profile and map Reviews TMD Capital 1500 Main St, Springfield, MA, 01103 We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.
(413) 739-6961 Lender's profile and map Reviews Freedom Credit Union 1976 Main Street, Springfield, MA, 01103 Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.
(888) 301-9210 Lender's profile and map Reviews Polaris Home Loans, LLC One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.