FHA Vs. USDA loan program for Swanzey, Cheshire County, New Hampshire

In 2025, USDA loan limit in Swanzey, county of Cheshire, NH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Swanzey, NH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Hampshire?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(603) 289-4316 Lender's profile and map Reviews Empire Mortgage Corporation 575 South Willow Street, Suite 211, Manchester, NH, 03103 At Empire Mortgage Corporation. We are a full-service mortgage company based in Manchester, NH. We specialize in FHA Loans, VA Loans, and Conventional Loans in New Hampshire. Whether you are buying a home or refinancing in the granite state, we can help you realize your dream of homeownership
(603) 625-9032 Lender's profile and map Reviews New Hampshire Postal Credit Union 955 Goffs Falls Rd., Manchester, NH, 03103 Since 1940, the New Hampshire Postal Credit Union has promoted thrift among its members to create for them a source of credit at reasonable rates of interest. Today, we service over 3500 members and have grown to over $50 million in assets. We offer competitive priced loans for personal, automobile and miscellaneous use, with 24 hour approval.
(802) 447-1096 Lender's profile and map Reviews Olin Scott Fund Inc 407 Main Street, Bennington, VT, 05201 OLIN SCOTT FUND, INC. has provided financial assistance since 1920. Now, this post-secondary educational loan opportunity is available to all full-time students. It provides easy and affordable loans to help Bennington County residents further their college, vocational, and professional educations.
(314) 764-7656 Lender's profile and map Reviews 4MyCash 7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105 4MyCash’s hard money loan programs are designed for St. Louis real estate investors. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our clients to close their purchases in as little as 5 business days.
(603) 622-8781 Lender's profile and map Reviews Members First Credit Union 7 Salmon Street, Manchester, NH, 03104 At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.
(800) 535-7629 Lender's profile and map Reviews Pinnacle Mortgage Corp 835 Hanover St, Unit 301, Manchester, NH, 03104 The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(802) 362-4874 Lender's profile and map Reviews Kittredge Mortgage Corporation 123 Bonnet Street, Manchester, VT, 05254 "Kittredge Mortgage Corporation holds a Lenders License in Vermont. We finance one to four family homes, condominiums and planned unit developments. The properties may be primary homes, vacation homes or investment properties. Kittredge Mortgage Corporation has always been adaptable to change."
(603) 315-1157 Lender's profile and map Reviews Melody Mortgage LLC 2 Winnhaven Drive, Hudson, NH, 03051 Using his expertise and background in Real Estate Ken Ziehm assists clients in choosing a mortgage to meet their needs. He started originating loans for Merrimack Mortgage in 2004 and as an optional service, he opened Melody Mortgage, LLC, licensed by the State of New Hampshire Banking Department.
(603) 759-2112 Lender's profile and map Reviews Blue Note Capital 13 Pinewood Rd, Hudson, NH, 03051 Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects
603 759 2112 Lender's profile and map Reviews Blue Note Capital LLC 13 Pinewood Rd, Hudson, NH, 03051 Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects from Hinsdale t
(413) 743-0001 Lender's profile and map Reviews Adams Community Bank 2 Center Street, Adams, MA, 01220 Adams Community Bank is a responsive, community-focused, mutually owned savings bank providing premier banking services to the people and businesses of the Berkshires. Headquartered in Adams, MA, we have 8 full-service branch locations in Adams, North Adams, Williamstown, Cheshire, Lanesborough, Lenox, and Lee.