USDA Vs. FHA your options comparison in Derry, Rockingham County, NH

In 2025, the USDA loan limit in Derry, Rockingham County, NH stands at $616,400, while for a single-family home, the FHA limit is $828,000.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and see what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA loans side by side to help determine which suits your financial needs in best.

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2025 Loan Limits and Down Payment Requirements in Derry, Rockingham, NH

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Derry, NH

Lendersa® aims to promptly secure the best USDA or FHA loan for you, with ease. Begin your journey from one of three starting points that connect you with matching lenders and USDA loan programs.

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Understanding USDA Loans in NH

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan, is available solely in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans require none, making them ideal for eligible rural locations.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • "Rose Financial Family-owned and operated over five decades, Rose Financial is a bonafide lender/creditor with in-house decision making and underwriting. The company makes and services residential and commercial real estate loans for a broad range of consumers in California. Located in the City of Orange, Rose Financial began in 1948"
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  • Platinum Financial Services is a California based Corporation established September 20, 2002. We are located in the Orange California and we're licensed by the Department of Real Estate. Platinum Financial Services is primarily a Mortgage Lender; but we also have a Real Estate Division and Escrow Division, to help with all your needs.
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