USDA and FHA Pro and Con in Derry, Rockingham County, NH
In 2025, the USDA loan limit in Derry, Rockingham County, NH stands at $616,400, while for a single-family home, the FHA limit is $828,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and see what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA loans side by side to help determine which suits your financial needs in best.
2025 Loan Limits and Down Payment Requirements in Derry, Rockingham, NH
Loan Type
Loan Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Derry, NH
Lendersa® aims to promptly secure the best USDA or FHA loan for you, with ease. Begin your journey from one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan, is available solely in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans require none, making them ideal for eligible rural locations.
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