In 2026, the USDA loan limit for Windham, located in Rockingham, NH, is $616,400, whereas the FHA limit for a single-family home is $828,000.
Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates, and ascertain the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side to aid in selecting the optimal program for your financial situation, such as in regions like
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The mission of Lendersa® is to secure the best USDA or FHA loan efficiently, without complications. Start with one of the three options to connect with lenders offering USDA loan programs.
A USDA home loan, or USDA rural development loan, is endorsed by the government Department of Agriculture and is restricted to rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment, providing considerable benefits in eligible rural locations.
Enter your location to find out if it qualifies for USDA rural housing loan?
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