USDA and FHA Pro and Con in Windham, Rockingham County, NH

In 2025, the USDA loan limit for Windham, located in Rockingham, NH, is $616,400, whereas the FHA limit for a single-family home is $828,000.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates, and ascertain the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side to aid in selecting the optimal program for your financial situation, such as in regions like .

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Windham, Rockingham, NH

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Windham, NH

The mission of Lendersa® is to secure the best USDA or FHA loan efficiently, without complications. Start with one of the three options to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and match results

Understanding USDA Loans in NH

A USDA home loan, or USDA rural development loan, is endorsed by the government Department of Agriculture and is restricted to rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment, providing considerable benefits in eligible rural locations.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Peoples Bank of Greensboro
  • 1402 State Street, Greensboro, AL, 36744
  • The Peoples Bank of Greensboro was incorporated in 1904, succeeding the banking business known as A. Lawson, Banker, which began in 1881. The original branch was located in downtown Greensboro at 1112 Main Street. A second branch was opened in 1975 at 1402 State Street. The bank operated both branches until the Main Street branch burned in 2002
  • Midwest Independent Bank
  • 910 Weathered Rock Road, Jefferson City, MO, 65101
  • MIB is proud to be able to assist community banks with their lending needs! Our loan team is comprised of individuals specializing in many different areas of lending. Our experienced staff will deliver exceptional customer service in a very professional manner and also MIB is a “bankers’ bank” which provides a wide array of correspondent banking se
  • Missouri Baptist Credit Union
  • 400 East High Street, Jefferson City, MO, 65101
  • Missouri Baptist Credit Union has been open since 1963. The credit union has assets totaling $9.03 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • MECE Credit Union
  • 2722 East McCarty Street, Jefferson City, MO, 65101
  • MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.
  • Hawthorn Bank
  • 132 E. High St., Jefferson City, MO, 65101
  • Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities
  • First Colony Bank of Florida
  • 711 North Orlando Avenue, Maitland, FL, 32751
  • First Colony Bank of Florida is to improve and strengthen the Central Florida business community by effectively serving the financial needs of our clients; fostering a rewarding workplace that positively reinforces the efforts of our employees; & building a company that continuously strives to improve & create long-term value for our shareholders.
  • Gulf States Credit Union
  • 9405 South Highway 17-92, Maitland, FL, 32751
  • Gulf States Credit Union was established in 1960. It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in various savings accounts, and that money, in turn, is lent out to members.
  • CapSource
  • 555 Winderley Place, Suite 300, Maitland, FL, 32751
  • CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
  • Neal Communities Funding
  • 495 N Keller Road, Suite 550B, Maitland, FL, 32751
  • Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too. A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario. We have a vast variety of program options available