In 2026, the USDA loan limitation in Dover, within Strafford, NH, is $616,400. For a single-family home, the FHA limit is $828,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and document requirements for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options together, aiding your decision on the most suitable program in for your financial needs.
2026 Loan Limits and Down Payment Requirements for Dover, Strafford, NH
Loan Type
Loan Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Alternatives in Dover, NH
Lendersa® aims to secure you the best USDA or FHA loan swiftly and without hassle. Choose one of the three starting options that connect you with compatible lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage endorsed by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, accessible exclusively in rural locales. In contrast to FHA loans, which require at least a 3.5% down payment, a USDA mortgage demands no down payment at all.
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