USDA Vs. FHA your options comparison in Dover, Strafford County, NH

In 2025, the USDA loan limitation in Dover, within Strafford, NH, is $616,400. For a single-family home, the FHA limit is $828,000.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and document requirements for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options together, aiding your decision on the most suitable program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements for Dover, Strafford, NH

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Alternatives in Dover, NH

Lendersa® aims to secure you the best USDA or FHA loan swiftly and without hassle. Choose one of the three starting options that connect you with compatible lenders and USDA loan programs.

Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in NH

A USDA home loan is a government-backed mortgage endorsed by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, accessible exclusively in rural locales. In contrast to FHA loans, which require at least a 3.5% down payment, a USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Century Federal Credit Union
  • 1512 E Benson Road, Sioux Falls, SD, 57104
  • First Century Federal Credit Union was chartered April 11, 1935. Our Charter is a closed Transportation Charter. If you are employed by one of our business members or an immediate family member of a current member you are eligible to become a member owner at First Century. First century is a member owned, not for profit Co-op.
  • The First National Bank in Sioux Falls
  • 100 S Phillips Ave, Sioux Falls, SD, 57104
  • At The First National Bank in Sioux Falls, we do things differently. With an infectious culture, a 135-year commitment to our communities, and a foundation built on our FIRST Values, we pride ourselves on being more than just a bank. Whether you’re looking to purchase your first home, starting a new business venture, or ready to invest,
  • American Bank & Trust
  • 200 E 10th St, Suite 100, Sioux Falls, SD, 57104
  • American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.
  • Dakota Business Finance
  • 500 N. Western Avenue, Suite 100, Sioux Falls, SD, 57104
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  • Sioux Falls Federal Credit Union
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  • Sioux Falls Federal Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner
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  • Pacific National Funding
  • 101 S Reid St, Sioux Falls, SD, 57103
  • At Pacific National, we are a family oriented company that strives to help our customers recover from previous financial mistakes, and give them the support & assistance to get back on their feet again. We firmly believe that your past does not need to dictate your future, and wherever possible we aim to find a solution to your financial problems.
  • Service First Federal Credit Union
  • 3901 E 10th St, Sioux Falls, SD, 57103
  • Service First’s history began like most credit unions: with our members. Back in the early stages of America’s financial system, banks were only accessible to the upper class. People began joining forces to create their own financial institutions. Credit unions were started by people, for people.
  • Ahnee Mortgage Inc
  • 1560 Sawgrass Corporate Parkway, 4th Floor, Sunrise, FL, 33323
  • "From Home Mortgage origination to Home Refinancing, our professional team will identify your specific needs and provide you with the most competitive program with custom terms and conditions. Loan Products... Easy Application Process. Quick Approval Time. Customized Options For You. Step By Step Assistance From Professional Loan Process
  • GLFinancial Services LLC
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  • At GL Financial We Deliver A Hassle-Free Loan Process! Whether you are shopping for your first home or moving up to a larger, more expensive one, we believe you deserve to enjoy the pleasure of buying your new home. Once you apply, a GL Financial Mortgage Loan Consultant will get back with you quickly to discuss interest rates, closing costs.
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  • 1300 Sawgrass Corp Pkwy, Suite 130, Fort Lauderdale, FL, 33323
  • Bankers Mortgage Lending, we operate with a simple philosophy: identify the best loan for each borrower's unique circumstance and deliver exceptional service throughout the loan process. Our straightforward approach has attracted a loyal following of clients who return time and again for their mortgage lending needs