In 2026, the USDA loan cap for Rochester, located in the county of Strafford, NH, stands at $616,400, whereas the FHA limit for a single-family residence there is $828,000.
Employ the Lendersa® USDA loan calculator to contrast current USDA and FHA top rates, discerning the necessary income, credit, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in determining the most suitable program for your financial needs in
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| Loan Category | Maximum Limit | Minimum Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa® is committed to helping you secure either the optimal USDA or FHA loan with speed and convenience. Choose from three beginnings that align you with lenders and the USDA loan schemes.
A USDA home loan is backed by the Department of Agriculture and sometimes referred to as a USDA rural development loan or mortgage. This loan is exclusively available in rural areas. While FHA loans need at least a 3.5% down payment, a USDA mortgage requires none at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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