USDA Vs. FHA your options comparison in Rochester, Strafford County, NH
In 2025, the USDA loan cap for Rochester, located in the county of Strafford, NH, stands at $616,400, whereas the FHA limit for a single-family residence there is $828,000.
Employ the Lendersa® USDA loan calculator to contrast current USDA and FHA top rates, discerning the necessary income, credit, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in determining the most suitable program for your financial needs in .
2025 loan limits and initial payment requirements for Rochester, situated in the county of Strafford, NH
Loan Category
Maximum Limit
Minimum Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loans in Rochester, NH
Lendersa® is committed to helping you secure either the optimal USDA or FHA loan with speed and convenience. Choose from three beginnings that align you with lenders and the USDA loan schemes.
A USDA home loan is backed by the Department of Agriculture and sometimes referred to as a USDA rural development loan or mortgage. This loan is exclusively available in rural areas. While FHA loans need at least a 3.5% down payment, a USDA mortgage requires none at all.
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We offer all Residential Loan programs ranging from VA, FHA & USDA, to Conventional, Jumbo, Subprime and Hard Money Loans. We specialize in both purchase and refinance transactions for your primary residence, your vacation home, and your investment properties. We work with you from the beginning to the end, taking a seemingly complex process.
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