USDA Loan Vs. FHA loan pro & con Rochester, Strafford County, NH

In 2025, USDA loan limit in Rochester, county of Strafford, NH is $616,400 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Rochester, NH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Hampshire?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(212) 228-7559 Lender's profile and map Reviews Scott Capital Group 600 Mamaroneck Avenue, Harrison, NY, 10528 At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(845) 561-5607 Lender's profile and map Reviews Heritage Financial Credit Union 25 Rykowski Lane, Middletown, NY, 10941 Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest p
(315) 797-2700 Lender's profile and map Reviews Bank of Utica 222 Genesee Street, Utica, NY, 13502 Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.
(315) 724-5133 Lender's profile and map Reviews Utica District Telephone Employees Federal Credit Union 2812 Genesee Street, Utica, NY, 13502 Utica District Telephone Employees FCU provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families. Utica District Telephone Employees Federal Credit Union, located at 2812 Genesee St, Utica, New York, provides a complete range of financial services to employees of Verizon.
3477462771 Lender's profile and map Reviews JMS Global Group 290 Broadhollow Rd, Melville, NY, 11747 For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans. JMS Global is the choice of top REIs across the country,
9173791913 Lender's profile and map Reviews All Access Financial 576 Broadhollow Rd, Melville, NY, 11747 All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
(631) 773-1140 Lender's profile and map Reviews DIME 400 Broadhollow Road, Melville, NY, 11747 Dime Community Bank operates over 65 convenient branch locations across Long Island, Brooklyn, Queens, Bronx and Manhattan. We’re committed to providing exceptional service, the latest in technology and an experienced, dedicated team to help you achieve your financial goals. We offer a full range of products and services for businesses and consumer
(631) 430-4244 Lender's profile and map Reviews Brooks Partners Finance 445 Broadhollow Rd, Melville, NY, 11747 Brooks Partners was created to actually help your business. Our job is to find you the best available loan product with terms that work for your business.We don't exaggerate, or lie. Honesty is the foundation in all relationships. That's why we always keep our and Best Brokerage Firm in USA, providing the following business loans: 1. Lines Of
(844) 200-7201 Lender's profile and map Reviews Big Think Capital 225 Broadhollow Road, Melville, NY, 11747 Big Think Capital is a direct lender and financial service marketplace specializing in helping businesses find the capital they need with the best possible terms. With multiple financial options Big Think Capital will be able to guide any business owner through the financing process with ease.
(631) 424-5100 Lender's profile and map Reviews Mortgage Advantage 201 Old Country Road, Suite 200, Melville, NY, 11747 Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.