USDA Vs. FHA Pro and Con comparison in Somersworth, Strafford County, NH
In the year 2025, the maximum limit for a USDA loan in Somersworth, within Strafford county, NH, is $616,400, whereas the FHA loan limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps determine the necessary income, credit status, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, facilitating a decision about the best program for your financial needs in .
2025 Loan Maximums and Down Payment Requirements in Somersworth, Strafford, NH
Type of Loan
Maximum Limit
Initial Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Options for USDA and FHA Loans in Somersworth, NH
The aim of Lendersa® is to secure you the best USDA or FHA loan quickly and effortlessly. Choose from three different starting points to connect with matching lenders offering USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
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