USDA Vs. FHA Pro and Con comparison in Belmont, Belknap County, NH

In 2025, USDA loan limit in Belmont, county of Belknap, NH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Belmont, county of Belknap, NH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Belmont, NH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Hampshire?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • RAzone Mortgage Group
  • 2191 5th Street, Suite 203, Norco, CA, 92860
  • At RAzone Mortgage Group. We are a full-service mortgage company based in Norco, CA. We specialize in FHA, VA, Conventional, Jumbo in Norco, Corona, Riverside, and Orange. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in the zip code 92860
  • Spectrum Mortgage
  • 1791 3rd Street, Suite 200, Norco, CA, 92860
  • At Spectrum Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Community Funding
  • 1780 Town & Country Drive, Suite 108, Norco, CA, 92860
  • At Community Funding Personal Service & Outstanding Interest Rates Approved with numerous Lenders, providing diverse financing options, including Conventional, FHA, VA, USDA, Reverse Mortgages, Hard Money, Self-Employed products, Purchase, Refinance, etc. Honest, Ethical AND Prompt Service Provided CA
  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.
  • Ontario Public Emploees Federal credit Union
  • 202 West B Street, Ontario, CA, 91762
  • The mission of the Ontario Public Employee's Federal Credit Union is to provide the friendly and convenient financial services that best meet the needs of the members while maintaining the financial soundness and stability required to protect the members investment. Ontario Public Employees Federal Credit Union/
  • Raybon Mortgage Inc
  • 537 North Euclid Avenue, Suite 100, Ontario, CA, 91762
  • Raybon Mortgage has evolved into a full fletched Real Estate Mortgage entity with excellent service and a dedication to "Holding the Key" to our clients home. Serving the Inland Empire, Los Angeles, Riverside, and San Diego Counties for almost 20 years. We just recently moved into our offices centrally located in Downtown Ontario, California.
  • California Capital Inc
  • 1757 South Euclid Avenue, Ontario, CA, 91762
  • California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Greystone Loans Inc.
  • 706 North Mountain Avenue, Ontario, CA, 91762
  • Greystone Loans, Inc. can help Buying or refinancing a house can be a huge task. Let us lead you to the loan program that's right for you. We have a team of mortgage experts to walk you through this important financial decision. For assistance in locating the right loan program for you
  • Western Mortgage Brokers, Inc.
  • 2440 Willamette Street, Suite 201, Eugene, OR, 97405
  • We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
  • PRMG Mortgage
  • 1265 Corona Pointe Court, Suite 301, Corona, CA, 92879
  • 16 year of mortgage experience. I'll return your call, respond to your emails, answer my phone and answer all your questions. If I don't have the answer right away, I'll find it and get back to you quickly. Call me to discuss any residential mortgage needs you may have for FHA, VA, USDA or Conventional loans for single or multi-unit properties.