USDA and FHA Pro and Con in Belmont, Belknap County, NH

In 2025, the USDA loan limit in Belmont within Belknap, NH, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates and determine necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side to decide which program suits your financial needs best, particularly in places like .

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Loan Limits and Down Payment Requirements for 2025 in Belmont, Belknap, NH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Belmont, NH

Lendersa® strives to quickly secure the best USDA or FHA loan for you, hassle-free. Start by selecting one of three initial points that will lead you to a matching lender and USDA program.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan, supported by the Department of Agriculture, also called a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none, making them favorable for eligible rural locations.

Enter your location to find out if it qualifies for USDA rural housing loan?



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