USDA Vs. FHA Pro and Con comparison in Gilmanton, Belknap County, NH
In the year 2025, the loan limit established by USDA in Gilmanton, Belknap county in NH is $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA best available rates. It helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA side by side to aid your decision on the most suitable program for your financial needs in .
For 2025, Loan Limits and Down Payment Requirements in Gilmanton, Belknap County, NH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Gilmanton, NH
The primary objective of Lendersa® is to ensure you receive the finest USDA or FHA loan quickly and with minimal hassle. Opt for one of the three initial approaches that result in matching lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture—otherwise referred to as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
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