USDA Vs. FHA Pro and Con comparison in Tilton-Northfield, Belknap County, NH

In 2025, the USDA loan limit for Tilton-Northfield, located in Belknap county, NH, is $285,000. Meanwhile, the FHA loan limit for a single-family dwelling is $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. This tool helps determine necessary income, credit, reserves, and documents for qualification. Our state-of-the-art mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Tilton-Northfield, Belknap County, NH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Solutions in Tilton-Northfield, NH

The aim of Lendersa® is to quickly and efficiently connect you with the best USDA or FHA loan. Choose one of the three strategies available to be matched with lenders and USDA loan programs.

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Understanding USDA Loans in NH

The USDA home loan, backed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is specifically designed for rural areas. It compares favorably to FHA loans which require a down payment of at least 3.5%, as USDA loans do not require any down payment, making home ownership more accessible in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



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