USDA Vs. FHA Pro and Con comparison in Northfield, Merrimack County, NH
In the year 2025, the USDA loan limit in Northfield, located within the county of Merrimack, NH, is $350,000. Meanwhile, the FHA loan limit stands at $472,030 for a single-family residence.
The Lendersa® USDA loan calculator is a great tool to compare the current best rates between USDA and FHA loans. It will also help you ascertain the necessary income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to determine which program in best suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Northfield, County of Merrimack, NH
Loan Type
Loan Limit
Down Payment
USDA
$350,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Northfield, NH
The primary aim of Lendersa® is to efficiently provide you with the best possible USDA or FHA loan. Begin with any of the three approaches below, which guide you to matching lenders and available USDA loan programs.
A USDA home loan is a government-backed mortgage option provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are exclusively for properties in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
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