For 2026, the USDA loan limit in the city of Boscawen, located in Merrimack county, NH, is set at $350,000. Meanwhile, the FHA limit for a one-family house is $472,030.
Lendersa® offers a USDA loan calculator to help you compare the current best rates between USDA and FHA loans. It also assists in determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $350,000 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to quickly and effortlessly secure you the best possible USDA or FHA loan. Choose one of the three starting points below to connect with matching lenders and USDA loan offerings.
A USDA home loan is a government-guaranteed loan provided by the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural areas and does not require a down payment, unlike FHA loans, which require a minimum down payment of 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
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