USDA Vs. FHA your options comparison in Concord, Merrimack County, NH
For the year 2025, the USDA loan limit in the city of Concord, located in the county of Merrimack, NH, stands at $350,000. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
Using Lendersa®'s USDA loan calculator gives you the ability to compare the current USDA and FHA rates, as well as determine the income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you'll get a side-by-side look at USDA, FHA, Conforming, and VA loans, aiding your decision on the optimal program in for your financial setup.
2025 Loan Limits and Down Payment Requirements in Concord, Merrimack, NH
Loan Type
Loan Limit
Down Payment
USDA
$350,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Concord, NH
The aim at Lendersa® is to help you secure the most beneficial USDA or FHA loan swiftly and stress-free. Begin with one of our three approaches that lead to matching lenders and available USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
First Bank of Boaz is Marshall County’s oldest independent community bank. Owned & operated by seventy local stockholders, First Bank is able to make decisions locally & that means a customer is still treated as an individual, not as a number. With $278 million in assets & 17% in capital, the bank is large enough to handle all your banking needs.
Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.
1405 N. Green Mount Rd, Suite 250, O Fallon, IL, 62269
Delmar Financial Company is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Financial offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, and more.
Colchester State Bank's Vision is To be a premier financial institution in West Central Illinois by providing quality service and products to our customers and community. Colchester State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
People in the Two Harbors area who believed townspeople could benefit from an alternative to commercial banks founded THFCU in 1948. Founders envisioned a model financial cooperative where people pooled their money for borrowing and would have a safe place to save money. In contrast to a commercial bank, the "credit union
Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.
We are the only locally-owned bank in Brown County, IL. With our focus on community for over 100 years, we have always aimed to provide our customers with the tools you need to thrive.
Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co
