For the year 2026, the USDA loan limit in the city of Concord, located in the county of Merrimack, NH, stands at $350,000. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
Using Lendersa®'s USDA loan calculator gives you the ability to compare the current USDA and FHA rates, as well as determine the income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you'll get a side-by-side look at USDA, FHA, Conforming, and VA loans, aiding your decision on the optimal program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $350,000 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim at Lendersa® is to help you secure the most beneficial USDA or FHA loan swiftly and stress-free. Begin with one of our three approaches that lead to matching lenders and available USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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