USDA Vs. FHA Pro and Con comparison in Pelham, Hillsborough County, NH
In the year 2025, the USDA loan ceiling for Pelham, located in the county of Hillsborough, NH, is marked at $350,000. Comparatively, the FHA loan limit for a single-family house stands at $477,250.
Leverage the Lendersa® USDA loan calculator to juxtapose today's top USDA against FHA market rates, and discern the necessary income, credit score, reserves, and paperwork for qualification. Our cutting-edge mortgage tool allows for parallel viewing of USDA, FHA, Conforming, and VA loans to facilitate a decision on the best option for your financial scenario in .
2025 Loan Thresholds and Down Payment Requirements in Pelham, Hillsborough, NH
Type of Loan
Limit
Down Payment
USDA
$350,000
0%
FHA
$477,250
3.5%
Conventional Conforming
$726,200
3%
Choices for USDA and FHA Loans in Pelham, NH
Lendersa® strives to provide you with the optimum USDA or FHA loan swiftly and effortlessly. Choose from three initiation points to connect with lenders and tailor USDA loan solutions.
USDA home loans, endorsed by the United States Department of Agriculture, also known as USDA rural development loans or mortgages, are available exclusively in rural regions. Unlike FHA loans, which necessitate a down payment of at least 3.5%, USDA loans eliminate the need for a down payment altogether.
After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM.
Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!
As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.
Members enjoy a variety of financial products and services that reach beyond savings
Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105
4MyCash’s hard money loan programs are designed for St. Louis real estate investors. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our clients to close their purchases in as little as 5 business days.
Since 1960, Northern Bank has been the banking partner of choice for businesses and consumers throughout New England. We take an entrepreneurial, commonsense approach to providing a complete line of banking solutions. We are deeply invested in the communities we serve and passionately committed to helping you, our customers, grow.
Common Trust Federal Credit Union is a member-owned financial institution that provides personal banking services. Our mission is to be the familiar face that guides our membership to financial stability by building lifelong relationships with each individual and providing them with the solutions needed to meet their unique goals
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Priority Funding Solutions specializes in getting your business the capital it needs fast. Small and medium businesses sometimes struggle to raise the funds needed to succeed when going through a bank or other traditional lender. Priority Funding Solutions approves satisfactory applications in as little as 24 hours.
At Sparta Financial, LLC we use our experience to help our clients achieve their dream of home-ownership throughout Massachusetts & New Hampshire. We carefully analyze their needs to ensure they end up with the right mortgage product. Our mission is simple; Provide great service and develop long lasting relationships
