USDA and FHA Pro and Con in Littleton, Grafton County, NH

For the year 2025, the USDA loan maximum in Littleton, situated in Grafton County, NH, is $336,500, compared to the FHA limit of $472,030 for single-family homes.

Lendersa® provides a USDA loan calculator to evaluate the best current rates between USDA and FHA programs. This tool helps determine the necessary income, credit level, reserve funds, and documents for qualification. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding in the selection of the suitable option for your finances in .

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2025 Loan Maximums and Down Payment Details in Littleton, Grafton County, NH

Type of Loan Limit Amount Down Payment Requirement
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Littleton, NH

The mission of Lendersa® is to swiftly provide you with the best USDA or FHA loan with minimal hassle. Choose from three starting points that lead to matched lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in NH

A USDA home loan is a government-endorsed loan backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, these loans differ from FHA loans as they require no down payment, unlike the FHA loan requirement of at least 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ledyard National Bank
  • 74 South Main Street, Concord, NH, 03301
  • At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide
  • New Hampshire Community Loan Fund
  • 7 Wall Street, Concord, NH, 03301
  • The New Hampshire Community Loan Fund turns investments and donations into loans and education that create opportunity and transform lives across the Granite State. We loan directly to, and on behalf of, people with low and moderate incomes to create and preserve affordable housing, good jobs, and child care and other vital community services.
  • New Hampshire Federal Credit Union
  • 70 Airport Road, Concord, NH, 03301
  • NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.
  • EDvestinU - New Hampshire Higher Education Loan Corporation (NHHELCO)
  • 4 Barrell Court, Concord, NH, 03301
  • EDvestinU® is the private student loan program of the nonprofit NHHEAF Network. EDvestinU’s mission is to provide affordable college funding options to students nationwide. With industry–leading rates and nationally recognized loan servicing, students, parents & post-secondary schools can have every confidence that EDvestinU borrowers are provided.
  • Champlain National Bank
  • 3900 NYS Route 22, Willsboro, NY, 12996
  • Champlain National Bank’s history dates back to 1909 when Lake Champlain National Bank began operations in Westport, NY. The Champlain National Bank that exists today was formed in 1959 as the result of the merger between Essex County National Bank in Willsboro, NY (founded in 1921) and Lake Champlain
  • Granite State Management & Resources
  • 4 Barrell Court, Concord, NH, 03302
  • The New Hampshire Higher Education Assistance Foundation (NHHEAF) Network has nearly 60 years of experience in helping New Hampshire families plan and pay for higher education. The NHHEAF Network aspires to be recognized as a capable, trusted, and innovative leader in educational loan services that enhance the promotion.
  • Homestead Mortgage Loans Inc.
  • 840 Roosevelt Trail, Windham, ME, 04062
  • "Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"
  • NORTHSTAR MORTGAGE GROUP LLC
  • 625 Roosevelt Trail, Windham, ME, 04062
  • Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.
  • OTIS Federal Credit Union
  • 170 Main Street, Jay, ME, 04239
  • As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.
  • Gorham Savings Bank
  • 64 Main St, Gorham, ME, 04038
  • We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.
  • Casco Federal Credit Union
  • 375 Main St, Gorham, ME, 04038
  • Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve. From opening your first Checking Account, to financing your first home.