USDA Loan Vs. FHA loan for Berlin, NH 2025

In 2025, the USDA loan ceiling for Berlin, in the county of Coos, NH, stands at $336,500, whereas the FHA loan cap for a single-family residence is $472,030.

Employ the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, determining the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on the best choice for your financial situation in .

USDA and FHA Loan Choices in Berlin, NH

Lendersa® endeavors to provide you with the optimal USDA or FHA loan promptly and effortlessly. Choose from three starting options to find matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Defining the USDA Loan in NH

The USDA home loan is secured by the Department of Agriculture, referred to as the USDA rural development loan or mortgage, and is exclusively accessible in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate none.

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(845) 233-6577 Lender's profile and map Reviews Astar Home Capital Inc 48 Bakertown Road, Suite 204, Monroe, NY, 10950 Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
(845) 781-2400 Lender's profile and map Reviews Capital M Inc. 48 Bakertown Rd, Suite 303, Monroe, NY, 10950 Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
(845) 419-8000 Lender's profile and map Reviews THE MINT CAPITAL INC 24 Gilbert St Extension, Monroe, NY, 10950 At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
(845) 341-5000 Lender's profile and map Reviews Orange Bank &Trust Company 212 Dolson Ave, Middletown, NY, 10940 Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.
(914) 741-2442 Lender's profile and map Reviews TMC Equities Inc 29 Marble Avenue, 2nd Floor, Pleasantville, NY, 10570 TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
(315) 437-0001 Lender's profile and map Reviews Quickline Capital Partners, Inc 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088 We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
(800) 343-8979 Lender's profile and map Reviews Paragon Home Loans, Inc 225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088 Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
(914) 923-3608 Lender's profile and map Reviews Academic Federal Credit Union 425 North State Road, Briarcliff Manor, NY, 10510 Academic Federal Credit Union The mission of the Academic Federal Credit Union is to provide excellence in a full range of financial services to our members. As a not-for-profit financial institution, our chief concern is the financial well-being of our members. We desire to be their primary financial institution by offering comprehensive services.
(315) 471-4621 Lender's profile and map Reviews Syracuse Fire Department Credit Union 211 Wilkinson Street, Syracuse, NY, 13204 The Syracuse Fire Department Credit Union was chartered on March 24, 1950. Since that day, we have proudly served professional firefighters in Syracuse and surrounding communities. Today, our membership primarily consists of profesional firefighters, police officers, emergency responders and other small businesses from around Central New York.
(315) 477-2200 Lender's profile and map Reviews Empower Federal Credit Union 515 Erie Blvd W, Syracuse, NY, 13204 Empower Federal Credit Union is a full-service financial institution that provides savings, loan, and transaction services to members in Central New York, and in eight counties in New York State. Main offices are located in Syracuse NY. As a credit union, Empower is a financial cooperative and is not-for-profit. For information go to www.empowerfcu
(203) 698-9222 Lender's profile and map Reviews Infinity Commercial Lending 10 Hillcrest Lane, Old Greenwich, CT, 06870 Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.