In 2026, the USDA loan ceiling for Berlin, in the county of Coos, NH, stands at $336,500, whereas the FHA loan cap for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, determining the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on the best choice for your financial situation in
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| Loan Type | Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming | $726,200 | 3% |
Lendersa® endeavors to provide you with the optimal USDA or FHA loan promptly and effortlessly. Choose from three starting options to find matching lenders and USDA loan opportunities.
The USDA home loan is secured by the Department of Agriculture, referred to as the USDA rural development loan or mortgage, and is exclusively accessible in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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