In the year 2026, the USDA loan limit for a single-family home in Milton, located in Strafford county, NH, stands at $616,400. Meanwhile, the FHA limit is set at $828,000.
To compare today's best USDA and FHA rates, utilize the Lendersa® USDA loan calculator. This tool will assist in determining the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The aim of Lendersa® is to swiftly and efficiently match you with the best USDA or FHA loan available. You can choose from one of three initial steps, designed to connect you to compatible lenders and USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture and is sometimes known as a USDA rural development loan or USDA mortgage, available only in rural regions. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment, offering an advantage to qualified buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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