USDA Vs. FHA Pro and Con comparison in Wolfeboro, Carroll County, NH

As of 2025, the USDA loan cap for a single-family residence in Wolfeboro, located within Carroll, NH, stands at $336,500, while the FHA cap is $472,030.

Leverage the Lendersa® USDA loan calculator today to compare the most competitive USDA and FHA rates. Determine the income, credit, reserve requirements, and documentation necessary for qualification. Our sophisticated mortgage tool allows you to view USDA, FHA, Conforming, and VA options side by side to discern which program best aligns with your financial goals in .

Evaluate loan proposals from over 100 lenders

2025 Loan Caps and Downpayment Guidelines in Wolfeboro, Carroll, NH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Wolfeboro, NH

The purpose at Lendersa® is delivering the most fitting USDA or FHA loan swiftly and effortlessly. Choose from three pathways to connect with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan is backed by the U.S Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is accessible exclusively within rural communities. In contrast to FHA loans, which require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Doches Credit Union
  • 920 NW Stallings Drive, Nacogdoches, TX, 75964
  • Doches Credit Union is Nacogdoches’ only hometown not-for-profit financial cooperative that provides a full range of financial products and services to Nacogdoches, Shelby, San Augustine and Sabine Counties. The credit union was chartered on November 7th, 1951 with an original field of membership.
  • The Hershey State Bank
  • 100 S. Lincoln Ave, Hershey, NE, 69143
  • The Hershey State Bank is a branch office of The Hershey State Bank. They provide the following services: Full Service Office Location and are located at 100 S. Lincoln Ave in Hershey Nebraska. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional bankin
  • Atlas Credit Co, Inc.
  • 2210 W Grande Blvd, Tyler, TX, 75703
  • Our unique loan process allows you to e-sign your loan documents, receive your money directly into your bank account and offers you the option of paying over the phone with a debit card. No hassles, no gimmicks, no hidden fees. We offer plain and simple installment loans. and also Atlas Credit, we understand that life is busy and you don't always
  • United Credit Union
  • 4901 Old Jacksonville Highway, Tyler, TX, 75703
  • United Credit Union opens a financial world to experience banking as it should be. Credit unions will generally have lower rates on loans and higher rates on savings and investments. At United we believe in offering our members a choice. Choose from a variety of online services and in person services. It's about YOU and what YOU need.
  • Kelly Community Federal Credit Union
  • 2105 West Grande Boulevard, Tyler, TX, 75703
  • Kelly Community, “We care for members like family.” When you’re a member, you’re family. We’ll give you our best financial counsel just like we would a family member. We’ll go out of our way to find solutions that work for you just like we would a family member. For more than 59 years, helping you save more, earn more and do more financially
  • BTH Bank
  • 6657 Old Jacksonville Hwy, Tyler, TX, 75703
  • BTH Bank has over 107 years of history and maintains an equity ratio well above regulatory guidelines. In 2013, approximately 185 subscribers invested $42 million new equity into the bank. Those shareholders as well as the then approximately 400 existing shareholders have illustrated their respect
  • Home Life Lending
  • 7922 S Broadway Ave, Tyler, TX, 75703
  • We are committed to helping you and putting your best interests first! Each client is unique and viewed as an opportunity to add value by finding the best loan product for each individual borrower’s specific financial goals, offering wholesale pricing on interest rates and the lowest transaction costs, while providing financial education.
  • Eagle Home Loans ©
  • 4550 Kinsey Dr, Tyler, TX, 75703
  • Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.
  • Avenue Mortgage, LLC
  • 100 Independence Place, Suite 308, Tyler, TX, 75703
  • Avenue Mortgage team, we have a great passion for our work. Mortgage information is everywhere, but mortgage wisdom is rare. Our goal is to understand the needs of our clients and to provide the best mortgage solutions at the most competitive rates. Our commitment is to deliver what we promise and we are dedicated to providing,
  • Crosspoint Lending
  • 6115 New Copeland Road, Suite 140, Tyler, TX, 75703
  • At Crosspoint Lending we pride ourselves in delivering clients the best service & experience through focusing on core values: WORK ETHIC RESPECT & EXPERIENCE. Those 3 key characteristics along with family values are the foundation in which CLG is built upon. Crosspoint Lending is passionate about helping YOU find the best mortgage
  • The Mortgage House
  • 7428 Old Jacksonville Hwy, Suite 80, Tyler, TX, 75703
  • The Mortgage House is a locally owned and operated mortgage brokerage firm. We specialize in Conventional, FHA, VA and USDA home loans. Whether you're looking to purchase or refinance we're here to walk you through the process! We will treat you with the respect due an esteemed customer and give you the personal service you deserve.
  • TYLER LENDING GROUP
  • 6649 Oak Hill Blvd, Tyler, TX, 75703
  • Tyler Lending Group, we’ll work hard to help you find the right home loan for your needs. We will shop our extensive network of competitive nationwide mortgage lenders to find the perfect mortgage for you. We work hard to help our clients find and secure the very best terms and rates available.