USDA VS FHA in Wolfeboro, Carroll County, NH

As of 2025, the USDA loan cap for a single-family residence in Wolfeboro, located within Carroll, NH, stands at $336,500, while the FHA cap is $472,030.

Leverage the Lendersa® USDA loan calculator today to compare the most competitive USDA and FHA rates. Determine the income, credit, reserve requirements, and documentation necessary for qualification. Our sophisticated mortgage tool allows you to view USDA, FHA, Conforming, and VA options side by side to discern which program best aligns with your financial goals in .

Evaluate loan proposals from over 100 lenders

2025 Loan Caps and Downpayment Guidelines in Wolfeboro, Carroll, NH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Wolfeboro, NH

The purpose at Lendersa® is delivering the most fitting USDA or FHA loan swiftly and effortlessly. Choose from three pathways to connect with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan is backed by the U.S Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is accessible exclusively within rural communities. In contrast to FHA loans, which require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CORE Federal Credit Union
  • 7200 Kirkville Road, East Syracuse, NY, 13057
  • CORE Federal Credit Union has been open since 1959. The credit union has assets totaling $134.55 Million and provides banking services to more than 9, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • Community Bank, N.A.
  • 5821 Bridge Street, East Syracuse, NY, 13057
  • Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
  • First Prestige Mortgage Services, Inc.
  • 110 Valley Road, Montclair, NJ, 07042
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance
  • Wayne Bank
  • 717 Main Street, Honesdale, PA, 18431
  • Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
  • The Dime Bank
  • 820 Church Street, Honesdale, PA, 18431
  • At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin
  • Honesdale National Bank
  • 724 Main Street, Honesdale, PA, 18431
  • Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.
  • Landmark Funding Group
  • 411 Kingston Avenue, Brooklyn, NY, 11225
  • Landmark Funding Group is committed to providing our clients with the best possible mortgage to meet their needs. From a major corporation looking to purchase a multi-million dollar headquarters to a young couple seeking to buy their first home to a home or business owner who wants to refinance, every client receives Landmark’s premiere.
  • Schuyler Savings Bank
  • 24 Davis Avenue, Kearny, NJ, 07032
  • Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924. As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service.
  • My Loan Tailor, LLC
  • 2843 Lakewood Drive, Jersey City, NJ, 07304
  • Our main drive and focus is on education & loan literacy so that borrowers are prepared when seeking financing. This includes visitors filling out loan information, finance goals & contact preferences in order to be matched with 2 to 5 lenders. Our resource hub is a nest of information provided to help people increase their knowledge & comfort.
  • Meridian Capital Group LLC
  • 1 Battery Park Plaza, 26th Floor, New York, NY, 10004
  • Meridian has arranged financing for many of the country’s leading real estate investors and developers. The experts on our in-house underwriting & placement teams tailor creative, best-in-class solutions for our clients’ unique needs. Clients benefit from our long-standing relationships with more than 250 traditional and non-traditional lender
  • Popular Bank
  • 85 Broad Street, New York, NY, 10004
  • Popular continuously aims to build on its reputation for sound financial guidance, identifying areas of opportunity, and creating innovative partnerships that will enhance our clients’ banking experience. We are committed to making dreams happen, by providing financial solutions every step of the way.
  • Great Stone Capital
  • 30 Broad Street, Suite 1427, New York, NY, 10004
  • When it comes to working with a specialty lending company, one of the most important aspects is finding a firm that understands the investor's position and is eager to support their efforts. At Great Stone Capital not only do we offer personalized service, but we handle the loan process from start to finish. We are fully aware of the many specialty