USDA Vs. FHA Pro and Con comparison in Wolfeboro, Carroll County, NH

In 2025, USDA loan limit in Wolfeboro, county of Carroll, NH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wolfeboro, county of Carroll, NH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Wolfeboro, NH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Hampshire?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Silverado Home Mortgage
  • 1110 Alhambra Avenue, Suite 103, Martinez, CA, 94553
  • At Silverado Home Mortgage. We are a full-service mortgage company based in Martinez, California. We specialize in FHA, Conventional and VA Lending in Martinez. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in or around zip code 94553, we can help you realize your dream of home ownership.
  • American Asian European African, Inc.
  • 2670 South White Road, Suite 233, San Jose, CA, 95148
  • "Committed to the highest level of personal service and integrity since 1988, Joe brings hard work, fairness, and caring to his profession. Joe Tran was joining and got training from Century 21, ERA, Realty World. When Joe is representing a buyer or seller, he gives them his full attention."
  • West Coast Selection Realty Inc
  • 3490 Valley Vista Drive, San Jose, CA, 95148
  • WCS has greater control over your transaction and is able to quickly approve and close mortgage loans in-house. We aim to provide our customers the best financing available by offering below market mortgage rates. The dedicated staff is committed to helping individuals find a mortgage loan program that will suit their needs.
  • Sharp Point Mortgage Group
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  • Sharp Point Mortgage Group Raul Peregrino is a business owner that's been in the Bay Area most of his childhood and adult life. He graduated from Mount Pleasant High School and San Jose State University. He is a San Jose native that knows every part of the bay area. He built his reputation as a no non-sense professional that will help his client.
  • Global Homes & Mortgage Corporation
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  • GLOBAL HOMES AND MORTGAGE CORPORATION is licensed by the California Department of Real Estate as a corporate real estate brokerage firm . Its base of operations is located in San Jose, CA in the heart of what is dubbed in the high technology community as Silicon The Company was incorporated in April 23, 2018 following months of meticulous planning
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  • As a Mortgage Broker conveniently located in Lafayette, California, the center of the San Francisco East Bay, I am proud to offer unparalleled purchase mortgage and refinance services along with in-house processing to my valued clients throughout this great state. With over 22 years of experience as a local California Mortgage Lender.
  • Viking Real Estate Group
  • 1078 Carol Lane, Suite 203, Lafayette, CA, 94549
  • Viking Real Estate Group is a full-service real estate investment and finance company, based in Lafayette, CA. we can provide our clients with a thorough and well-considered review of their particular situation and recommendations tailored to their specific requirements. Founded in 1995
  • Rubicon Mortgage Fund, LLC
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  • Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate. Rubicon specializes in short-term secured loans and direct, hard money commercial lending. We are based in the San Francisco Bay Area.
  • Shamrock Mortgage Solutions
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  • 17 years of Real Estate experience, second generation - Residential & Commercial My goal is to provide clarity, professionalism and success to my clients during the most important financial transactions of their life. I provide the financing to suit the current need and the ability to see the big picture
  • Del Sur Mortgage
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  • 1700 Soscol Avenue, Suite 22, Napa, CA, 94559
  • "We are mortgage lenders that have been in the Napa area for 28 years and are true mortgage brokers. This means that unlike bankers who follow the specific product guidelines of one entity, we are able to work with many different investor lenders on your behalf which allows us to match your needs with the perfect lender and most desirable rate."