For the year 2025, the USDA loan limit in the city of Wakefield, situated in the county of Carroll, NH, is set at $336,500. In comparison, the FHA loan limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare the current best rates for USDA versus FHA loans, as well as to identify the necessary income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator allows you to place USDA, FHA, Conforming, and VA options side by side, assisting you in making the ideal choice for your financial needs in .
Loan limits and downpayment requirements in Wakefield, county of Carroll, NH for 2025
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan choices in Wakefield, NH
The mission of Lendersa® is to facilitate your acquisition of an exceptional USDA or FHA loan, swiftly and effortlessly. Choose one of the three starting options below, which lead you to pairing with lenders and USDA loan offerings.
A USDA home loan is a government-backed financial product provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is solely available in rural zones. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgages require absolutely no down payment.
Mobile Postal Employees Credit Union was established July 1st, 1949 to serve the needs of Postal Workers and their families. Like all credit unions, we are a nonprofit, member-owned financial institution. Unlike a bank, we do not operate for profit. Any profit earned by the credit union is returned to the members in the form of dividends.
Azalea City Credit Union currently serves the financial needs of Mobile, Baldwin, Washington and Clarke County residents and those that work, attend school or worship in these counties. At Azalea City Credit Union, we are committed to providing our members with quality financial products and exceptional service.
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In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.
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Magnolia Federal Credit Union is a multi-million-dollar, full-service financial institution offering a large suite of financial products and services to its members. Because we’re not focused on shareholders, we return our earnings to our members in the form of reduced fees, lower interest rates on loans, and higher returns on savings.
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We help clients achieve the American Dream of Homeownership while going the extra mile to make the process smooth efficient & explained. Feel the difference of a Concierge Lending Experience that combines technology with efficiency. Whether you’re buying, selling, refinancing, building your dream home you have a lot riding on your loan officer.
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