As of 2026, the USDA loan limit in New-Ipswich, located in the county of Hillsborough, NH, stands at $350,000, with the FHA limit for a single-family residence at $373,750.
Lendersa® offers a USDA loan calculator to help you contrast current USDA and FHA rates. Evaluate the income, credit, reserves, and document requirements necessary for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial scenario in
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| Type of Loan | Maximum Loan Limit | Down Payment Required |
| USDA | $350,000 | 0% |
| FHA | $373,750 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to expedite and simplify the process of obtaining the most favorable USDA or FHA loan. Start with one of three pathways to connect with suitable lenders and explore USDA loan options.
USDA home loans, backed by the government’s Department of Agriculture and also known as USDA rural development loans or USDA mortgages, are available solely in rural areas. Unlike FHA loans which demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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