USDA and FHA Pro and Con in New-Ipswich, Hillsborough County, NH
As of 2025, the USDA loan limit in New-Ipswich, located in the county of Hillsborough, NH, stands at $350,000, with the FHA limit for a single-family residence at $373,750.
Lendersa® offers a USDA loan calculator to help you contrast current USDA and FHA rates. Evaluate the income, credit, reserves, and document requirements necessary for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial scenario in .
Loan limits and down payment requirements for 2025 in New-Ipswich, county of Hillsborough, NH
Type of Loan
Maximum Loan Limit
Down Payment Required
USDA
$350,000
0%
FHA
$373,750
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan possibilities in New-Ipswich, NH
The aim of Lendersa® is to expedite and simplify the process of obtaining the most favorable USDA or FHA loan. Start with one of three pathways to connect with suitable lenders and explore USDA loan options.
USDA home loans, backed by the government’s Department of Agriculture and also known as USDA rural development loans or USDA mortgages, are available solely in rural areas. Unlike FHA loans which demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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