USDA Vs. FHA Pro and Con comparison in Peterborough, Hillsborough County, NH
For Peterborough in Hillsborough County, NH, the USDA loan limit as of 2025 stands at $350,000. Comparatively, the FHA loan limit for a single-family residence is $477,250.
To evaluate the optimal rates for USDA versus FHA loans today, employ the Lendersa® USDA loan calculator. This tool enables a comparison of USDA, FHA, Conforming, and VA loans side by side, aiding in your decision for the best program tailored to your financial needs in . Considerations include income, credit score, reserves, and necessary documentation for qualification.
Loan limits and downpayment details for 2025 in Peterborough, county of Hillsborough, NH
Loan Type
Loan Limit
Down Payment
USDA
$350,000
0%
FHA
$477,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan choices in Peterborough, NH
The mission of Lendersa® is to swiftly and seamlessly connect you with the most competitive USDA or FHA loan options. Begin by selecting from three steps designed to align lenders and maximize USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or a USDA mortgage. These loans are designated for rural areas and do not require a down payment, contrary to FHA loans, which call for at least a 3.5% down payment.
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