USDA Loan Vs. FHA loan for Jaffrey, NH 2025

In 2025, USDA loan limit in Jaffrey, county of Cheshire, NH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Jaffrey, NH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Hampshire?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(508) 775-4663 Lender's profile and map Reviews Homestead Mortgage, LLC 45 Londonderry Turnpike, Suite 1, Hooksett, NH, 03106 "Homestead Mortgage, LLC is committed to helping you find the right mortgage product for your needs and to exceeding your expectations for outstanding customer service. We understand that every borrower is different, and our clients have access to the widest array of programs and options,"
(800) 977-9113 Lender's profile and map Reviews Home Advantage Mortgage Corporation 312 Great Road, Littleton, MA, 01460 Home Advantage Mortage Corporation is a licensed mortgage broker, located in Littleton, Massachusetts. Established in 1993, we are licensed in Massachusetts, New Hampshire, and Maine. We offer a wide range of mortgage products at the most competitive rates available. Our products are not limited to “A” type borrowers.
(888) 279-7725 Lender's profile and map Reviews Hanscom Federal Credit Union 25 Porter Road, Suite 100, Littleton, MA, 01460 With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.
(800) 221-4020 Lender's profile and map Reviews WORKERS CREDIT UNION 119 Russell Street, Littleton, MA, 01460 Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you
(617) 921-2153 Lender's profile and map Reviews Best Rate Mortgage LLC 28 Broadway Street, Westford, MA, 01886 Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.
(508) 835-8803 Lender's profile and map Reviews Wachusett Mortgage Corporation 45 Sterling St, West Boylston, MA, 01583 The Wachusett Mortgage Corporation is your premier mortgage broker located in West Boylston, Massachusetts. The ownership team prides themselves on offering some of the most competitive rates in the area and makes the loan process simple and straightforward for borrowers seeking a mortgage in Massachusetts.
(508) 829-5447 Lender's profile and map Reviews Face-To-Face Mortgage Company 554 Reservoir Street, Holden, MA, 01520 Face To Face is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(800) 719-0708 Lender's profile and map Reviews Granite State Management & Resources 4 Barrell Court, Concord, NH, 03302 The New Hampshire Higher Education Assistance Foundation (NHHEAF) Network has nearly 60 years of experience in helping New Hampshire families plan and pay for higher education. The NHHEAF Network aspires to be recognized as a capable, trusted, and innovative leader in educational loan services that enhance the promotion.
(603) 415-0877 Lender's profile and map Reviews Ledyard National Bank 74 South Main Street, Concord, NH, 03301 At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide
(603) 224-6669 Lender's profile and map Reviews New Hampshire Community Loan Fund 7 Wall Street, Concord, NH, 03301 The New Hampshire Community Loan Fund turns investments and donations into loans and education that create opportunity and transform lives across the Granite State. We loan directly to, and on behalf of, people with low and moderate incomes to create and preserve affordable housing, good jobs, and child care and other vital community services.
(603) 224-7731 Lender's profile and map Reviews New Hampshire Federal Credit Union 70 Airport Road, Concord, NH, 03301 NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.