For 2026, the USDA loan cap in Jaffrey, county of Cheshire, NH, is $336,500, whereas the FHA loan limit for a single-family property is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the prevailing best USDA and FHA rates. It helps ascertain the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side to identify the optimal program for your financial circumstances in
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| Loan Type | Maximum Loan | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly and seamlessly securing the best USDA or FHA loan for you. Choose from three options to find matching lenders or explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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