As of 2026, the USDA loan limit for Wilton, situated in the county of Hillsborough, NH, is $350,000. Meanwhile, for a single-family house, the FHA limit stands at $477,250.
Leverage Lendersa® USDA loan calculator to juxtapose today’s USDA and FHA top rates and ascertain the necessary income, credit, reserves, and documents for eligibility. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $350,000 | 0% | |
| FHA | $477,250 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The ambition of Lendersa® is to efficiently and smoothly secure the ideal USDA or FHA loan for you. Choose one of the three starting pathways that connect you with matching lenders and available USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture commonly known as a USDA rural development loan or USDA mortgage, is designated for rural areas only. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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